Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,600-$1,799 was the most common mortgage repayment band among households with a mortgage in Kewarra Beach, accounting for 12.7% (124 households). This share was higher than Cairns (R) (11.8%).
Section overview
Monthly housing loan repayments
Kewarra Beach - Households (Enumerated)
This table summarises housing loan repayments for Kewarra Beach in 2021 for persons, with comparison against Cairns (R).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Kewarra Beach, with comparison markers for Cairns (R).
$299 or less
2021 count
53
% of total
5.4%
53
5.4%
$300 - $599
2021 count
21
% of total
2.1%
21
2.1%
$600 - $999
2021 count
73
% of total
7.5%
73
7.5%
$1,000 - $1,199
2021 count
61
% of total
6.2%
61
6.2%
$1,200 - $1,399
2021 count
87
% of total
8.9%
87
8.9%
$1,400 - $1,599
2021 count
87
% of total
8.9%
87
8.9%
$1,600-$1,799
2021 count
124
% of total
12.7%
124
12.7%
$1,800 - $1,999
2021 count
85
% of total
8.7%
85
8.7%
$2,000 - $2,199
2021 count
95
% of total
9.7%
95
9.7%
$2,200 - $2,399
2021 count
47
% of total
4.8%
47
4.8%
$2,400-$2,599
2021 count
23
% of total
2.4%
23
2.4%
$2,600-$2,999
2021 count
57
% of total
5.8%
57
5.8%
$3,000-$3,999
2021 count
64
% of total
6.5%
64
6.5%
$4,000-$4,999
2021 count
13
% of total
1.3%
13
1.3%
$5000 and over
2021 count
13
% of total
1.3%
13
1.3%
Not stated
2021 count
75
% of total
7.7%
75
7.7%
Data table
Housing loan repayments for Kewarra Beach. Monthly housing loan repayments. 2021 counts and percentages compared with Cairns (R).
| Category | 2021 count | 2021 % | Cairns (R) % |
|---|---|---|---|
| $299 or less | 53 | 5.4% | 4.1% |
| $300 - $599 | 21 | 2.1% | 3.6% |
| $600 - $999 | 73 | 7.5% | 10.2% |
| $1,000 - $1,199 | 61 | 6.2% | 7.5% |
| $1,200 - $1,399 | 87 | 8.9% | 11.1% |
| $1,400 - $1,599 | 87 | 8.9% | 10.8% |
| $1,600-$1,799 | 124 | 12.7% | 11.8% |
| $1,800 - $1,999 | 85 | 8.7% | 7.4% |
| $2,000 - $2,199 | 95 | 9.7% | 9.7% |
| $2,200 - $2,399 | 47 | 4.8% | 3.4% |
| $2,400-$2,599 | 23 | 2.4% | 1.9% |
| $2,600-$2,999 | 57 | 5.8% | 4.9% |
| $3,000-$3,999 | 64 | 6.5% | 4.9% |
| $4,000-$4,999 | 13 | 1.3% | 1.6% |
| $5000 and over | 13 | 1.3% | 1.3% |
| Not stated | 75 | 7.7% | 5.7% |
| Total | 978 | 100.0% | 100.0% |