Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,600-$1,799 was the most common mortgage repayment band among households with a mortgage in Mount Sheridan (Qld), accounting for 13.6% (182 households). This share was higher than Cairns (R) (11.8%).
Section overview
Monthly housing loan repayments
Mount Sheridan (Qld) - Households (Enumerated)
This table summarises housing loan repayments for Mount Sheridan (Qld) in 2021 for persons, with comparison against Cairns (R).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Mount Sheridan (Qld), with comparison markers for Cairns (R).
$299 or less
2021 count
57
% of total
4.3%
57
4.3%
$300 - $599
2021 count
40
% of total
3.0%
40
3.0%
$600 - $999
2021 count
120
% of total
9.0%
120
9.0%
$1,000 - $1,199
2021 count
96
% of total
7.2%
96
7.2%
$1,200 - $1,399
2021 count
177
% of total
13.2%
177
13.2%
$1,400 - $1,599
2021 count
164
% of total
12.3%
164
12.3%
$1,600-$1,799
2021 count
182
% of total
13.6%
182
13.6%
$1,800 - $1,999
2021 count
92
% of total
6.9%
92
6.9%
$2,000 - $2,199
2021 count
142
% of total
10.6%
142
10.6%
$2,200 - $2,399
2021 count
37
% of total
2.8%
37
2.8%
$2,400-$2,599
2021 count
25
% of total
1.9%
25
1.9%
$2,600-$2,999
2021 count
62
% of total
4.6%
62
4.6%
$3,000-$3,999
2021 count
58
% of total
4.3%
58
4.3%
$4,000-$4,999
2021 count
9
% of total
0.7%
9
0.7%
$5000 and over
2021 count
8
% of total
0.6%
8
0.6%
Not stated
2021 count
67
% of total
5.0%
67
5.0%
Data table
Housing loan repayments for Mount Sheridan (Qld). Monthly housing loan repayments. 2021 counts and percentages compared with Cairns (R).
| Category | 2021 count | 2021 % | Cairns (R) % |
|---|---|---|---|
| $299 or less | 57 | 4.3% | 4.1% |
| $300 - $599 | 40 | 3.0% | 3.6% |
| $600 - $999 | 120 | 9.0% | 10.2% |
| $1,000 - $1,199 | 96 | 7.2% | 7.5% |
| $1,200 - $1,399 | 177 | 13.2% | 11.1% |
| $1,400 - $1,599 | 164 | 12.3% | 10.8% |
| $1,600-$1,799 | 182 | 13.6% | 11.8% |
| $1,800 - $1,999 | 92 | 6.9% | 7.4% |
| $2,000 - $2,199 | 142 | 10.6% | 9.7% |
| $2,200 - $2,399 | 37 | 2.8% | 3.4% |
| $2,400-$2,599 | 25 | 1.9% | 1.9% |
| $2,600-$2,999 | 62 | 4.6% | 4.9% |
| $3,000-$3,999 | 58 | 4.3% | 4.9% |
| $4,000-$4,999 | 9 | 0.7% | 1.6% |
| $5000 and over | 8 | 0.6% | 1.3% |
| Not stated | 67 | 5.0% | 5.7% |
| Total | 1,336 | 100.0% | 100.0% |