Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,600-$1,799 was the most common mortgage repayment band among households with a mortgage in Trinity Beach, accounting for 13% (137 households). This share was higher than Cairns (R) (11.8%).
Section overview
Monthly housing loan repayments
Trinity Beach - Households (Enumerated)
This table summarises housing loan repayments for Trinity Beach in 2021 for persons, with comparison against Cairns (R).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Trinity Beach, with comparison markers for Cairns (R).
$299 or less
2021 count
36
% of total
3.4%
36
3.4%
$300 - $599
2021 count
34
% of total
3.2%
34
3.2%
$600 - $999
2021 count
113
% of total
10.7%
113
10.7%
$1,000 - $1,199
2021 count
65
% of total
6.2%
65
6.2%
$1,200 - $1,399
2021 count
82
% of total
7.8%
82
7.8%
$1,400 - $1,599
2021 count
103
% of total
9.8%
103
9.8%
$1,600-$1,799
2021 count
137
% of total
13.0%
137
13.0%
$1,800 - $1,999
2021 count
91
% of total
8.6%
91
8.6%
$2,000 - $2,199
2021 count
100
% of total
9.5%
100
9.5%
$2,200 - $2,399
2021 count
51
% of total
4.8%
51
4.8%
$2,400-$2,599
2021 count
26
% of total
2.5%
26
2.5%
$2,600-$2,999
2021 count
57
% of total
5.4%
57
5.4%
$3,000-$3,999
2021 count
65
% of total
6.2%
65
6.2%
$4,000-$4,999
2021 count
22
% of total
2.1%
22
2.1%
$5000 and over
2021 count
12
% of total
1.1%
12
1.1%
Not stated
2021 count
60
% of total
5.7%
60
5.7%
Data table
Housing loan repayments for Trinity Beach. Monthly housing loan repayments. 2021 counts and percentages compared with Cairns (R).
| Category | 2021 count | 2021 % | Cairns (R) % |
|---|---|---|---|
| $299 or less | 36 | 3.4% | 4.1% |
| $300 - $599 | 34 | 3.2% | 3.6% |
| $600 - $999 | 113 | 10.7% | 10.2% |
| $1,000 - $1,199 | 65 | 6.2% | 7.5% |
| $1,200 - $1,399 | 82 | 7.8% | 11.1% |
| $1,400 - $1,599 | 103 | 9.8% | 10.8% |
| $1,600-$1,799 | 137 | 13.0% | 11.8% |
| $1,800 - $1,999 | 91 | 8.6% | 7.4% |
| $2,000 - $2,199 | 100 | 9.5% | 9.7% |
| $2,200 - $2,399 | 51 | 4.8% | 3.4% |
| $2,400-$2,599 | 26 | 2.5% | 1.9% |
| $2,600-$2,999 | 57 | 5.4% | 4.9% |
| $3,000-$3,999 | 65 | 6.2% | 4.9% |
| $4,000-$4,999 | 22 | 2.1% | 1.6% |
| $5000 and over | 12 | 1.1% | 1.3% |
| Not stated | 60 | 5.7% | 5.7% |
| Total | 1,054 | 100.0% | 100.0% |