Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $5000 and over was the most common mortgage repayment band among households with a mortgage in Floreat (part), accounting for 21.9% (253 households). This share was higher than Cambridge (T) (19.6%).
Section overview
Monthly housing loan repayments
Floreat (part) - Households (Enumerated)
This table summarises housing loan repayments for Floreat (part) in 2021 for persons, with comparison against Cambridge (T).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Floreat (part), with comparison markers for Cambridge (T).
$299 or less
2021 count
67
% of total
5.8%
67
5.8%
$300 - $599
2021 count
24
% of total
2.1%
24
2.1%
$600 - $999
2021 count
30
% of total
2.6%
30
2.6%
$1,000 - $1,199
2021 count
36
% of total
3.1%
36
3.1%
$1,200 - $1,399
2021 count
28
% of total
2.4%
28
2.4%
$1,400 - $1,599
2021 count
29
% of total
2.5%
29
2.5%
$1,600-$1,799
2021 count
22
% of total
1.9%
22
1.9%
$1,800 - $1,999
2021 count
17
% of total
1.5%
17
1.5%
$2,000 - $2,199
2021 count
74
% of total
6.4%
74
6.4%
$2,200 - $2,399
2021 count
29
% of total
2.5%
29
2.5%
$2,400-$2,599
2021 count
27
% of total
2.3%
27
2.3%
$2,600-$2,999
2021 count
68
% of total
5.9%
68
5.9%
$3,000-$3,999
2021 count
215
% of total
18.6%
215
18.6%
$4,000-$4,999
2021 count
169
% of total
14.6%
169
14.6%
$5000 and over
2021 count
253
% of total
21.9%
253
21.9%
Not stated
2021 count
67
% of total
5.8%
67
5.8%
Data table
Housing loan repayments for Floreat (part). Monthly housing loan repayments. 2021 counts and percentages compared with Cambridge (T).
| Category | 2021 count | 2021 % | Cambridge (T) % |
|---|---|---|---|
| $299 or less | 67 | 5.8% | 6.3% |
| $300 - $599 | 24 | 2.1% | 2.1% |
| $600 - $999 | 30 | 2.6% | 4.0% |
| $1,000 - $1,199 | 36 | 3.1% | 3.5% |
| $1,200 - $1,399 | 28 | 2.4% | 3.3% |
| $1,400 - $1,599 | 29 | 2.5% | 3.5% |
| $1,600-$1,799 | 22 | 1.9% | 2.9% |
| $1,800 - $1,999 | 17 | 1.5% | 2.4% |
| $2,000 - $2,199 | 74 | 6.4% | 6.5% |
| $2,200 - $2,399 | 29 | 2.5% | 2.9% |
| $2,400-$2,599 | 27 | 2.3% | 3.3% |
| $2,600-$2,999 | 68 | 5.9% | 5.5% |
| $3,000-$3,999 | 215 | 18.6% | 16.1% |
| $4,000-$4,999 | 169 | 14.6% | 12.3% |
| $5000 and over | 253 | 21.9% | 19.6% |
| Not stated | 67 | 5.8% | 5.8% |
| Total | 1,155 | 100.0% | 100.0% |