Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Wembley (part), accounting for 16.3% (243 households). This share was similar to Cambridge (T) (16.1%).
Section overview
Monthly housing loan repayments
Wembley (part) - Households (Enumerated)
This table summarises housing loan repayments for Wembley (part) in 2021 for persons, with comparison against Cambridge (T).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Wembley (part), with comparison markers for Cambridge (T).
$299 or less
2021 count
85
% of total
5.7%
85
5.7%
$300 - $599
2021 count
48
% of total
3.2%
48
3.2%
$600 - $999
2021 count
105
% of total
7.0%
105
7.0%
$1,000 - $1,199
2021 count
66
% of total
4.4%
66
4.4%
$1,200 - $1,399
2021 count
80
% of total
5.4%
80
5.4%
$1,400 - $1,599
2021 count
81
% of total
5.4%
81
5.4%
$1,600-$1,799
2021 count
60
% of total
4.0%
60
4.0%
$1,800 - $1,999
2021 count
49
% of total
3.3%
49
3.3%
$2,000 - $2,199
2021 count
91
% of total
6.1%
91
6.1%
$2,200 - $2,399
2021 count
36
% of total
2.4%
36
2.4%
$2,400-$2,599
2021 count
65
% of total
4.4%
65
4.4%
$2,600-$2,999
2021 count
96
% of total
6.4%
96
6.4%
$3,000-$3,999
2021 count
243
% of total
16.3%
243
16.3%
$4,000-$4,999
2021 count
149
% of total
10.0%
149
10.0%
$5000 and over
2021 count
169
% of total
11.3%
169
11.3%
Not stated
2021 count
67
% of total
4.5%
67
4.5%
Data table
Housing loan repayments for Wembley (part). Monthly housing loan repayments. 2021 counts and percentages compared with Cambridge (T).
| Category | 2021 count | 2021 % | Cambridge (T) % |
|---|---|---|---|
| $299 or less | 85 | 5.7% | 6.3% |
| $300 - $599 | 48 | 3.2% | 2.1% |
| $600 - $999 | 105 | 7.0% | 4.0% |
| $1,000 - $1,199 | 66 | 4.4% | 3.5% |
| $1,200 - $1,399 | 80 | 5.4% | 3.3% |
| $1,400 - $1,599 | 81 | 5.4% | 3.5% |
| $1,600-$1,799 | 60 | 4.0% | 2.9% |
| $1,800 - $1,999 | 49 | 3.3% | 2.4% |
| $2,000 - $2,199 | 91 | 6.1% | 6.5% |
| $2,200 - $2,399 | 36 | 2.4% | 2.9% |
| $2,400-$2,599 | 65 | 4.4% | 3.3% |
| $2,600-$2,999 | 96 | 6.4% | 5.5% |
| $3,000-$3,999 | 243 | 16.3% | 16.1% |
| $4,000-$4,999 | 149 | 10.0% | 12.3% |
| $5000 and over | 169 | 11.3% | 19.6% |
| Not stated | 67 | 4.5% | 5.8% |
| Total | 1,490 | 100.0% | 100.0% |