Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Elderslie (Camden - NSW), accounting for 17.5% (219 households). This share was lower than Camden (A) (19.9%).
Section overview
Monthly housing loan repayments
Elderslie (Camden - NSW) - Households (Enumerated)
This table summarises housing loan repayments for Elderslie (Camden - NSW) in 2021 for persons, with comparison against Camden (A).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Elderslie (Camden - NSW), with comparison markers for Camden (A).
$299 or less
2021 count
40
% of total
3.2%
40
3.2%
$300 - $599
2021 count
16
% of total
1.3%
16
1.3%
$600 - $999
2021 count
52
% of total
4.2%
52
4.2%
$1,000 - $1,199
2021 count
46
% of total
3.7%
46
3.7%
$1,200 - $1,399
2021 count
44
% of total
3.5%
44
3.5%
$1,400 - $1,599
2021 count
41
% of total
3.3%
41
3.3%
$1,600-$1,799
2021 count
77
% of total
6.2%
77
6.2%
$1,800 - $1,999
2021 count
70
% of total
5.6%
70
5.6%
$2,000 - $2,199
2021 count
137
% of total
10.9%
137
10.9%
$2,200 - $2,399
2021 count
105
% of total
8.4%
105
8.4%
$2,400-$2,599
2021 count
85
% of total
6.8%
85
6.8%
$2,600-$2,999
2021 count
201
% of total
16.1%
201
16.1%
$3,000-$3,999
2021 count
219
% of total
17.5%
219
17.5%
$4,000-$4,999
2021 count
44
% of total
3.5%
44
3.5%
$5000 and over
2021 count
24
% of total
1.9%
24
1.9%
Not stated
2021 count
51
% of total
4.1%
51
4.1%
Data table
Housing loan repayments for Elderslie (Camden - NSW). Monthly housing loan repayments. 2021 counts and percentages compared with Camden (A).
| Category | 2021 count | 2021 % | Camden (A) % |
|---|---|---|---|
| $299 or less | 40 | 3.2% | 2.5% |
| $300 - $599 | 16 | 1.3% | 1.5% |
| $600 - $999 | 52 | 4.2% | 2.9% |
| $1,000 - $1,199 | 46 | 3.7% | 2.5% |
| $1,200 - $1,399 | 44 | 3.5% | 3.2% |
| $1,400 - $1,599 | 41 | 3.3% | 3.2% |
| $1,600-$1,799 | 77 | 6.2% | 4.8% |
| $1,800 - $1,999 | 70 | 5.6% | 4.6% |
| $2,000 - $2,199 | 137 | 10.9% | 9.8% |
| $2,200 - $2,399 | 105 | 8.4% | 7.0% |
| $2,400-$2,599 | 85 | 6.8% | 7.2% |
| $2,600-$2,999 | 201 | 16.1% | 16.8% |
| $3,000-$3,999 | 219 | 17.5% | 19.9% |
| $4,000-$4,999 | 44 | 3.5% | 5.2% |
| $5000 and over | 24 | 1.9% | 3.1% |
| Not stated | 51 | 4.1% | 5.8% |
| Total | 1,252 | 100.0% | 100.0% |