Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Mount Annan (part), accounting for 15.7% (315 households). This share was lower than Camden (A) (19.9%).
Section overview
Monthly housing loan repayments
Mount Annan (part) - Households (Enumerated)
This table summarises housing loan repayments for Mount Annan (part) in 2021 for persons, with comparison against Camden (A).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Mount Annan (part), with comparison markers for Camden (A).
$299 or less
2021 count
56
% of total
2.8%
56
2.8%
$300 - $599
2021 count
41
% of total
2.0%
41
2.0%
$600 - $999
2021 count
96
% of total
4.8%
96
4.8%
$1,000 - $1,199
2021 count
75
% of total
3.7%
75
3.7%
$1,200 - $1,399
2021 count
99
% of total
4.9%
99
4.9%
$1,400 - $1,599
2021 count
76
% of total
3.8%
76
3.8%
$1,600-$1,799
2021 count
121
% of total
6.0%
121
6.0%
$1,800 - $1,999
2021 count
108
% of total
5.4%
108
5.4%
$2,000 - $2,199
2021 count
250
% of total
12.4%
250
12.4%
$2,200 - $2,399
2021 count
122
% of total
6.1%
122
6.1%
$2,400-$2,599
2021 count
124
% of total
6.2%
124
6.2%
$2,600-$2,999
2021 count
291
% of total
14.5%
291
14.5%
$3,000-$3,999
2021 count
315
% of total
15.7%
315
15.7%
$4,000-$4,999
2021 count
72
% of total
3.6%
72
3.6%
$5000 and over
2021 count
39
% of total
1.9%
39
1.9%
Not stated
2021 count
127
% of total
6.3%
127
6.3%
Data table
Housing loan repayments for Mount Annan (part). Monthly housing loan repayments. 2021 counts and percentages compared with Camden (A).
| Category | 2021 count | 2021 % | Camden (A) % |
|---|---|---|---|
| $299 or less | 56 | 2.8% | 2.5% |
| $300 - $599 | 41 | 2.0% | 1.5% |
| $600 - $999 | 96 | 4.8% | 2.9% |
| $1,000 - $1,199 | 75 | 3.7% | 2.5% |
| $1,200 - $1,399 | 99 | 4.9% | 3.2% |
| $1,400 - $1,599 | 76 | 3.8% | 3.2% |
| $1,600-$1,799 | 121 | 6.0% | 4.8% |
| $1,800 - $1,999 | 108 | 5.4% | 4.6% |
| $2,000 - $2,199 | 250 | 12.4% | 9.8% |
| $2,200 - $2,399 | 122 | 6.1% | 7.0% |
| $2,400-$2,599 | 124 | 6.2% | 7.2% |
| $2,600-$2,999 | 291 | 14.5% | 16.8% |
| $3,000-$3,999 | 315 | 15.7% | 19.9% |
| $4,000-$4,999 | 72 | 3.6% | 5.2% |
| $5000 and over | 39 | 1.9% | 3.1% |
| Not stated | 127 | 6.3% | 5.8% |
| Total | 2,012 | 100.0% | 100.0% |