Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,600-$2,999 was the most common mortgage repayment band among households with a mortgage in Narellan Vale, accounting for 14.6% (165 households). This share was lower than Camden (A) (16.8%).
Section overview
Monthly housing loan repayments
Narellan Vale - Households (Enumerated)
This table summarises housing loan repayments for Narellan Vale in 2021 for persons, with comparison against Camden (A).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Narellan Vale, with comparison markers for Camden (A).
$299 or less
2021 count
33
% of total
2.9%
33
2.9%
$300 - $599
2021 count
33
% of total
2.9%
33
2.9%
$600 - $999
2021 count
57
% of total
5.0%
57
5.0%
$1,000 - $1,199
2021 count
41
% of total
3.6%
41
3.6%
$1,200 - $1,399
2021 count
60
% of total
5.3%
60
5.3%
$1,400 - $1,599
2021 count
55
% of total
4.9%
55
4.9%
$1,600-$1,799
2021 count
82
% of total
7.3%
82
7.3%
$1,800 - $1,999
2021 count
75
% of total
6.6%
75
6.6%
$2,000 - $2,199
2021 count
138
% of total
12.2%
138
12.2%
$2,200 - $2,399
2021 count
87
% of total
7.7%
87
7.7%
$2,400-$2,599
2021 count
58
% of total
5.1%
58
5.1%
$2,600-$2,999
2021 count
165
% of total
14.6%
165
14.6%
$3,000-$3,999
2021 count
138
% of total
12.2%
138
12.2%
$4,000-$4,999
2021 count
36
% of total
3.2%
36
3.2%
$5000 and over
2021 count
17
% of total
1.5%
17
1.5%
Not stated
2021 count
56
% of total
5.0%
56
5.0%
Data table
Housing loan repayments for Narellan Vale. Monthly housing loan repayments. 2021 counts and percentages compared with Camden (A).
| Category | 2021 count | 2021 % | Camden (A) % |
|---|---|---|---|
| $299 or less | 33 | 2.9% | 2.5% |
| $300 - $599 | 33 | 2.9% | 1.5% |
| $600 - $999 | 57 | 5.0% | 2.9% |
| $1,000 - $1,199 | 41 | 3.6% | 2.5% |
| $1,200 - $1,399 | 60 | 5.3% | 3.2% |
| $1,400 - $1,599 | 55 | 4.9% | 3.2% |
| $1,600-$1,799 | 82 | 7.3% | 4.8% |
| $1,800 - $1,999 | 75 | 6.6% | 4.6% |
| $2,000 - $2,199 | 138 | 12.2% | 9.8% |
| $2,200 - $2,399 | 87 | 7.7% | 7.0% |
| $2,400-$2,599 | 58 | 5.1% | 7.2% |
| $2,600-$2,999 | 165 | 14.6% | 16.8% |
| $3,000-$3,999 | 138 | 12.2% | 19.9% |
| $4,000-$4,999 | 36 | 3.2% | 5.2% |
| $5000 and over | 17 | 1.5% | 3.1% |
| Not stated | 56 | 5.0% | 5.8% |
| Total | 1,131 | 100.0% | 100.0% |