Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $2,000 to $2,199 was the most common mortgage repayment band among households with a mortgage in Canning (C), accounting for 11.3% (1,322 households). This share was lower than Greater Perth (11.7%).

Section overview

Monthly housing loan repayments

Canning (C) - Households (Enumerated)

This table summarises housing loan repayments for Canning (C) in 2021 for persons, with comparison against Greater Perth.

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Canning (C), with comparison markers for Greater Perth.

Canning (C)
Greater Perth

Nil Repayments

2021 count

427

% of total

3.7%

1 To 149

2021 count

109

% of total

0.9%

150 To 299

2021 count

105

% of total

0.9%

300 To 449

2021 count

186

% of total

1.6%

450 To 599

2021 count

183

% of total

1.6%

600 To 799

2021 count

313

% of total

2.7%

800 To 999

2021 count

401

% of total

3.4%

1000 To 1199

2021 count

702

% of total

6.0%

1200 To 1399

2021 count

839

% of total

7.2%

1400 To 1599

2021 count

942

% of total

8.1%

1600 To 1799

2021 count

1,087

% of total

9.3%

1800 To 1999

2021 count

806

% of total

6.9%

2000 To 2199

2021 count

1,322

% of total

11.3%

2200 To 2399

2021 count

535

% of total

4.6%

2400 To 2599

2021 count

468

% of total

4.0%

2600 To 2799

2021 count

491

% of total

4.2%

2800 To 2999

2021 count

277

% of total

2.4%

3000 To 3499

2021 count

774

% of total

6.6%

3500 To 3999

2021 count

250

% of total

2.1%

4000 To 4999

2021 count

443

% of total

3.8%

5000 And Over

2021 count

335

% of total

2.9%

Not stated

2021 count

665

% of total

5.7%

Data table

Housing loan repayments for Canning (C). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Perth.

Housing loan repayments for Canning (C). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Perth.
Housing loan repayments for Canning (C). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Perth.
Category2021 count2021 %Greater Perth %
Nil Repayments4273.7%2.8%
1 To 1491090.9%0.7%
150 To 2991050.9%0.7%
300 To 4491861.6%1.4%
450 To 5991831.6%1.3%
600 To 7993132.7%2.3%
800 To 9994013.4%3.4%
1000 To 11997026.0%5.2%
1200 To 13998397.2%7.3%
1400 To 15999428.1%8.2%
1600 To 17991,0879.3%9.7%
1800 To 19998066.9%7.5%
2000 To 21991,32211.3%11.7%
2200 To 23995354.6%5.1%
2400 To 25994684.0%3.9%
2600 To 27994914.2%4.8%
2800 To 29992772.4%2.4%
3000 To 34997746.6%6.6%
3500 To 39992502.1%2.3%
4000 To 49994433.8%3.7%
5000 And Over3352.9%3.3%
Not stated6655.7%5.6%
Total11,660100.0%100.0%