Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Shelley (WA), accounting for 15.2% (85 households). This share was higher than Canning (C) (8.8%).
Section overview
Monthly housing loan repayments
Shelley (WA) - Households (Enumerated)
This table summarises housing loan repayments for Shelley (WA) in 2021 for persons, with comparison against Canning (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Shelley (WA), with comparison markers for Canning (C).
$299 or less
2021 count
40
% of total
7.1%
40
7.1%
$300 - $599
2021 count
12
% of total
2.1%
12
2.1%
$600 - $999
2021 count
30
% of total
5.3%
30
5.3%
$1,000 - $1,199
2021 count
18
% of total
3.2%
18
3.2%
$1,200 - $1,399
2021 count
18
% of total
3.2%
18
3.2%
$1,400 - $1,599
2021 count
24
% of total
4.3%
24
4.3%
$1,600-$1,799
2021 count
35
% of total
6.2%
35
6.2%
$1,800 - $1,999
2021 count
27
% of total
4.8%
27
4.8%
$2,000 - $2,199
2021 count
47
% of total
8.4%
47
8.4%
$2,200 - $2,399
2021 count
28
% of total
5.0%
28
5.0%
$2,400-$2,599
2021 count
24
% of total
4.3%
24
4.3%
$2,600-$2,999
2021 count
34
% of total
6.1%
34
6.1%
$3,000-$3,999
2021 count
85
% of total
15.2%
85
15.2%
$4,000-$4,999
2021 count
53
% of total
9.4%
53
9.4%
$5000 and over
2021 count
50
% of total
8.9%
50
8.9%
Not stated
2021 count
36
% of total
6.4%
36
6.4%
Data table
Housing loan repayments for Shelley (WA). Monthly housing loan repayments. 2021 counts and percentages compared with Canning (C).
| Category | 2021 count | 2021 % | Canning (C) % |
|---|---|---|---|
| $299 or less | 40 | 7.1% | 5.5% |
| $300 - $599 | 12 | 2.1% | 3.2% |
| $600 - $999 | 30 | 5.3% | 6.1% |
| $1,000 - $1,199 | 18 | 3.2% | 6.0% |
| $1,200 - $1,399 | 18 | 3.2% | 7.2% |
| $1,400 - $1,599 | 24 | 4.3% | 8.1% |
| $1,600-$1,799 | 35 | 6.2% | 9.3% |
| $1,800 - $1,999 | 27 | 4.8% | 6.9% |
| $2,000 - $2,199 | 47 | 8.4% | 11.3% |
| $2,200 - $2,399 | 28 | 5.0% | 4.6% |
| $2,400-$2,599 | 24 | 4.3% | 4.0% |
| $2,600-$2,999 | 34 | 6.1% | 6.6% |
| $3,000-$3,999 | 85 | 15.2% | 8.8% |
| $4,000-$4,999 | 53 | 9.4% | 3.8% |
| $5000 and over | 50 | 8.9% | 2.9% |
| Not stated | 36 | 6.4% | 5.7% |
| Total | 561 | 100.0% | 100.0% |