Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Willetton, accounting for 11.7% (283 households). This share was higher than Canning (C) (8.8%).
Section overview
Monthly housing loan repayments
Willetton - Households (Enumerated)
This table summarises housing loan repayments for Willetton in 2021 for persons, with comparison against Canning (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Willetton, with comparison markers for Canning (C).
$299 or less
2021 count
154
% of total
6.4%
154
6.4%
$300 - $599
2021 count
66
% of total
2.7%
66
2.7%
$600 - $999
2021 count
113
% of total
4.7%
113
4.7%
$1,000 - $1,199
2021 count
125
% of total
5.2%
125
5.2%
$1,200 - $1,399
2021 count
112
% of total
4.6%
112
4.6%
$1,400 - $1,599
2021 count
132
% of total
5.5%
132
5.5%
$1,600-$1,799
2021 count
156
% of total
6.4%
156
6.4%
$1,800 - $1,999
2021 count
135
% of total
5.6%
135
5.6%
$2,000 - $2,199
2021 count
261
% of total
10.8%
261
10.8%
$2,200 - $2,399
2021 count
130
% of total
5.4%
130
5.4%
$2,400-$2,599
2021 count
151
% of total
6.2%
151
6.2%
$2,600-$2,999
2021 count
242
% of total
10.0%
242
10.0%
$3,000-$3,999
2021 count
283
% of total
11.7%
283
11.7%
$4,000-$4,999
2021 count
105
% of total
4.3%
105
4.3%
$5000 and over
2021 count
92
% of total
3.8%
92
3.8%
Not stated
2021 count
162
% of total
6.7%
162
6.7%
Data table
Housing loan repayments for Willetton. Monthly housing loan repayments. 2021 counts and percentages compared with Canning (C).
| Category | 2021 count | 2021 % | Canning (C) % |
|---|---|---|---|
| $299 or less | 154 | 6.4% | 5.5% |
| $300 - $599 | 66 | 2.7% | 3.2% |
| $600 - $999 | 113 | 4.7% | 6.1% |
| $1,000 - $1,199 | 125 | 5.2% | 6.0% |
| $1,200 - $1,399 | 112 | 4.6% | 7.2% |
| $1,400 - $1,599 | 132 | 5.5% | 8.1% |
| $1,600-$1,799 | 156 | 6.4% | 9.3% |
| $1,800 - $1,999 | 135 | 5.6% | 6.9% |
| $2,000 - $2,199 | 261 | 10.8% | 11.3% |
| $2,200 - $2,399 | 130 | 5.4% | 4.6% |
| $2,400-$2,599 | 151 | 6.2% | 4.0% |
| $2,600-$2,999 | 242 | 10.0% | 6.6% |
| $3,000-$3,999 | 283 | 11.7% | 8.8% |
| $4,000-$4,999 | 105 | 4.3% | 3.8% |
| $5000 and over | 92 | 3.8% | 2.9% |
| Not stated | 162 | 6.7% | 5.7% |
| Total | 2,419 | 100.0% | 100.0% |