Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Wilson, accounting for 14.4% (105 households). This share was higher than Canning (C) (11.3%).
Section overview
Monthly housing loan repayments
Wilson - Households (Enumerated)
This table summarises housing loan repayments for Wilson in 2021 for persons, with comparison against Canning (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Wilson, with comparison markers for Canning (C).
$299 or less
2021 count
42
% of total
5.7%
42
5.7%
$300 - $599
2021 count
31
% of total
4.2%
31
4.2%
$600 - $999
2021 count
52
% of total
7.1%
52
7.1%
$1,000 - $1,199
2021 count
33
% of total
4.5%
33
4.5%
$1,200 - $1,399
2021 count
51
% of total
7.0%
51
7.0%
$1,400 - $1,599
2021 count
62
% of total
8.5%
62
8.5%
$1,600-$1,799
2021 count
71
% of total
9.7%
71
9.7%
$1,800 - $1,999
2021 count
54
% of total
7.4%
54
7.4%
$2,000 - $2,199
2021 count
105
% of total
14.4%
105
14.4%
$2,200 - $2,399
2021 count
39
% of total
5.3%
39
5.3%
$2,400-$2,599
2021 count
28
% of total
3.8%
28
3.8%
$2,600-$2,999
2021 count
32
% of total
4.4%
32
4.4%
$3,000-$3,999
2021 count
57
% of total
7.8%
57
7.8%
$4,000-$4,999
2021 count
25
% of total
3.4%
25
3.4%
$5000 and over
2021 count
12
% of total
1.6%
12
1.6%
Not stated
2021 count
37
% of total
5.1%
37
5.1%
Data table
Housing loan repayments for Wilson. Monthly housing loan repayments. 2021 counts and percentages compared with Canning (C).
| Category | 2021 count | 2021 % | Canning (C) % |
|---|---|---|---|
| $299 or less | 42 | 5.7% | 5.5% |
| $300 - $599 | 31 | 4.2% | 3.2% |
| $600 - $999 | 52 | 7.1% | 6.1% |
| $1,000 - $1,199 | 33 | 4.5% | 6.0% |
| $1,200 - $1,399 | 51 | 7.0% | 7.2% |
| $1,400 - $1,599 | 62 | 8.5% | 8.1% |
| $1,600-$1,799 | 71 | 9.7% | 9.3% |
| $1,800 - $1,999 | 54 | 7.4% | 6.9% |
| $2,000 - $2,199 | 105 | 14.4% | 11.3% |
| $2,200 - $2,399 | 39 | 5.3% | 4.6% |
| $2,400-$2,599 | 28 | 3.8% | 4.0% |
| $2,600-$2,999 | 32 | 4.4% | 6.6% |
| $3,000-$3,999 | 57 | 7.8% | 8.8% |
| $4,000-$4,999 | 25 | 3.4% | 3.8% |
| $5000 and over | 12 | 1.6% | 2.9% |
| Not stated | 37 | 5.1% | 5.7% |
| Total | 731 | 100.0% | 100.0% |