Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 58.3% of households in Carrathool (A) were purchasing or had fully paid off their home, while 28% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Carrathool (A) - Households (Enumerated)
This table summarises housing tenure for Carrathool (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Carrathool (A), with comparison markers for Regional NSW.
Fully owned
2021 count
369
% of total
38.2%
Change from 2016
-1.3pp
369
38.2%
-1.3pp
Mortgage
2021 count
194
% of total
20.1%
Change from 2016
+1.4pp
194
20.1%
+1.4pp
Renting - Total
2021 count
270
% of total
28.0%
Change from 2016
-6.2pp
270
28.0%
-6.2pp
Renting - Social housing
2021 count
21
% of total
2.2%
Change from 2016
-0.3pp
21
2.2%
-0.3pp
Renting - Private
2021 count
247
% of total
25.6%
Change from 2016
-3.3pp
247
25.6%
-3.3pp
Renting - Not stated
2021 count
4
% of total
0.4%
Change from 2016
-2.2pp
4
0.4%
-2.2pp
Other tenure type
2021 count
103
% of total
10.7%
Change from 2016
+8.9pp
103
10.7%
+8.9pp
Not stated
2021 count
34
% of total
3.5%
Change from 2016
-1.5pp
34
3.5%
-1.5pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
-20
-1.3pp
Mortgage
+10
+1.4pp
Renting - Total
-67
-6.2pp
Renting - Social housing
-4
-0.3pp
Renting - Private
-38
-3.3pp
Renting - Not stated
-22
-2.2pp
Other tenure type
+85
+8.9pp
Not stated
-15
-1.5pp
Data table
Housing tenure for Carrathool (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 369 | 38.2% | 38.0% | 389 | 39.5% | 37.4% | -20 | -1.3pp |
| Mortgage | 194 | 20.1% | 31.2% | 184 | 18.7% | 30.6% | +10 | +1.4pp |
| Renting - Total | 270 | 28.0% | 26.8% | 337 | 34.2% | 27.9% | -67 | -6.2pp |
| Renting - Social housing | 21 | 2.2% | 4.0% | 25 | 2.5% | 4.5% | -4 | -0.3pp |
| Renting - Private | 247 | 25.6% | 22.6% | 285 | 28.9% | 22.7% | -38 | -3.3pp |
| Renting - Not stated | 4 | 0.4% | 0.2% | 26 | 2.6% | 0.7% | -22 | -2.2pp |
| Other tenure type | 103 | 10.7% | 2.3% | 18 | 1.8% | 1.0% | +85 | +8.9pp |
| Not stated | 34 | 3.5% | 1.7% | 49 | 5.0% | 3.0% | -15 | -1.5pp |
| Total households | 965 | 100.0% | 100.0% | 986 | 100.0% | 100.0% | -21 | 0.0pp |