Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $600 to $999 was the most common mortgage repayment band among households with a mortgage in Cassowary Coast (R), accounting for 16.8% (458 households). This share was higher than Regional Qld (9.8%).
Section overview
Monthly housing loan repayments
Cassowary Coast (R) - Households (Enumerated)
This table summarises housing loan repayments for Cassowary Coast (R) in 2021 for persons, with comparison against Regional Qld.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Cassowary Coast (R), with comparison markers for Regional Qld.
$299 or less
2021 count
155
% of total
5.7%
155
5.7%
$300 - $599
2021 count
192
% of total
7.1%
192
7.1%
$600 - $999
2021 count
458
% of total
16.8%
458
16.8%
$1,000 - $1,199
2021 count
313
% of total
11.5%
313
11.5%
$1,200 - $1,399
2021 count
365
% of total
13.4%
365
13.4%
$1,400 - $1,599
2021 count
273
% of total
10.0%
273
10.0%
$1,600-$1,799
2021 count
216
% of total
7.9%
216
7.9%
$1,800 - $1,999
2021 count
111
% of total
4.1%
111
4.1%
$2,000 - $2,199
2021 count
180
% of total
6.6%
180
6.6%
$2,200 - $2,399
2021 count
40
% of total
1.5%
40
1.5%
$2,400-$2,599
2021 count
36
% of total
1.3%
36
1.3%
$2,600-$2,999
2021 count
64
% of total
2.4%
64
2.4%
$3,000-$3,999
2021 count
72
% of total
2.6%
72
2.6%
$4,000-$4,999
2021 count
25
% of total
0.9%
25
0.9%
$5000 and over
2021 count
27
% of total
1.0%
27
1.0%
Not stated
2021 count
194
% of total
7.1%
194
7.1%
Data table
Housing loan repayments for Cassowary Coast (R). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Qld.
| Category | 2021 count | 2021 % | Regional Qld % |
|---|---|---|---|
| $299 or less | 155 | 5.7% | 4.6% |
| $300 - $599 | 192 | 7.1% | 4.1% |
| $600 - $999 | 458 | 16.8% | 9.8% |
| $1,000 - $1,199 | 313 | 11.5% | 7.4% |
| $1,200 - $1,399 | 365 | 13.4% | 9.5% |
| $1,400 - $1,599 | 273 | 10.0% | 8.8% |
| $1,600-$1,799 | 216 | 7.9% | 9.8% |
| $1,800 - $1,999 | 111 | 4.1% | 6.7% |
| $2,000 - $2,199 | 180 | 6.6% | 10.0% |
| $2,200 - $2,399 | 40 | 1.5% | 4.0% |
| $2,400-$2,599 | 36 | 1.3% | 2.6% |
| $2,600-$2,999 | 64 | 2.4% | 6.0% |
| $3,000-$3,999 | 72 | 2.6% | 6.3% |
| $4,000-$4,999 | 25 | 0.9% | 2.3% |
| $5000 and over | 27 | 1.0% | 1.8% |
| Not stated | 194 | 7.1% | 6.3% |
| Total | 2,721 | 100.0% | 100.0% |