Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 68.5% of households in Central Coast (C) (NSW) were purchasing or had fully paid off their home, while 27.5% were renting. The mortgage share was higher than Greater Sydney (33.3%).
Section overview
Housing tenure
Central Coast (C) (NSW) - Households (Enumerated)
This table summarises housing tenure for Central Coast (C) (NSW) in 2021 for persons, with comparison against Greater Sydney and change since 2016.
Chart view
Housing tenure snapshot
2021 distribution by category for Central Coast (C) (NSW), with comparison markers for Greater Sydney.
Fully owned
2021 count
45,475
% of total
34.5%
Change from 2016
-0.2pp
45,475
34.5%
-0.2pp
Mortgage
2021 count
44,753
% of total
34.0%
Change from 2016
0.0pp
44,753
34.0%
0.0pp
Renting - Total
2021 count
36,168
% of total
27.5%
Change from 2016
+0.7pp
36,168
27.5%
+0.7pp
Renting - Social housing
2021 count
4,437
% of total
3.4%
Change from 2016
-0.1pp
4,437
3.4%
-0.1pp
Renting - Private
2021 count
31,517
% of total
23.9%
Change from 2016
+1.1pp
31,517
23.9%
+1.1pp
Renting - Not stated
2021 count
206
% of total
0.2%
Change from 2016
-0.3pp
206
0.2%
-0.3pp
Other tenure type
2021 count
3,301
% of total
2.5%
Change from 2016
+1.1pp
3,301
2.5%
+1.1pp
Not stated
2021 count
2,012
% of total
1.5%
Change from 2016
-1.5pp
2,012
1.5%
-1.5pp
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+3,436
-0.2pp
Mortgage
+3,602
0.0pp
Renting - Total
+3,745
+0.7pp
Renting - Social housing
+185
-0.1pp
Renting - Private
+3,898
+1.1pp
Renting - Not stated
-345
-0.3pp
Other tenure type
+1,553
+1.1pp
Not stated
-1,672
-1.5pp
Data table
Housing tenure for Central Coast (C) (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Greater Sydney.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Greater Sydney% | Count | % | Greater Sydney% | Count | pp | |
| Fully owned | 45,475 | 34.5% | 27.8% | 42,039 | 34.7% | 29.1% | +3,436 | -0.2pp |
| Mortgage | 44,753 | 34.0% | 33.3% | 41,151 | 34.0% | 33.2% | +3,602 | 0.0pp |
| Renting - Total | 36,168 | 27.5% | 35.9% | 32,423 | 26.8% | 34.1% | +3,745 | +0.7pp |
| Renting - Social housing | 4,437 | 3.4% | 4.2% | 4,252 | 3.5% | 4.8% | +185 | -0.1pp |
| Renting - Private | 31,517 | 23.9% | 31.5% | 27,619 | 22.8% | 28.8% | +3,898 | +1.1pp |
| Renting - Not stated | 206 | 0.2% | 0.2% | 551 | 0.5% | 0.4% | -345 | -0.3pp |
| Other tenure type | 3,301 | 2.5% | 1.7% | 1,748 | 1.4% | 0.9% | +1,553 | +1.1pp |
| Not stated | 2,012 | 1.5% | 1.3% | 3,684 | 3.0% | 2.7% | -1,672 | -1.5pp |
| Total households | 131,713 | 100.0% | 100.0% | 121,048 | 100.0% | 100.0% | +10,665 | 0.0pp |