Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $299 or less was the most common mortgage repayment band among households with a mortgage in Ivanhoe (NSW) (part), accounting for 50% (4 households). This share was higher than Central Darling (A) (14.6%).

Section overview

Monthly housing loan repayments

Ivanhoe (NSW) (part) - Households (Enumerated)

This table summarises housing loan repayments for Ivanhoe (NSW) (part) in 2021 for persons, with comparison against Central Darling (A).

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Ivanhoe (NSW) (part), with comparison markers for Central Darling (A).

Ivanhoe (NSW) (part)
Central Darling (A)

$299 or less

2021 count

4

% of total

50.0%

$300 - $599

2021 count

-

% of total

-

$600 - $999

2021 count

-

% of total

-

$1,200 - $1,399

2021 count

-

% of total

-

$1,600-$1,799

2021 count

-

% of total

-

$5000 and over

2021 count

4

% of total

50.0%

Not stated

2021 count

-

% of total

-

Data table

Housing loan repayments for Ivanhoe (NSW) (part). Monthly housing loan repayments. 2021 counts and percentages compared with Central Darling (A).

Housing loan repayments for Ivanhoe (NSW) (part). Monthly housing loan repayments. 2021 counts and percentages compared with Central Darling (A).
Housing loan repayments for Ivanhoe (NSW) (part). Monthly housing loan repayments. 2021 counts and percentages compared with Central Darling (A).
Category2021 count2021 %Central Darling (A) %
$299 or less450.0%14.6%
$300 - $599--14.6%
$600 - $999--17.1%
$1,200 - $1,399--7.3%
$1,600-$1,799--7.3%
$5000 and over450.0%22.0%
Not stated--17.1%
Total8100.0%100.0%