Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 74.1% of households in Central Goldfields (S) were purchasing or had fully paid off their home, while 20.9% were renting. The mortgage share was lower than Regional Vic. (33.2%).
Section overview
Housing tenure
Central Goldfields (S) - Households (Enumerated)
This table summarises housing tenure for Central Goldfields (S) in 2021 for persons, with comparison against Regional Vic. and change since 2016.
Housing tenure snapshot
2021 distribution by category for Central Goldfields (S), with comparison markers for Regional Vic..
Fully owned
2021 count
2,705
% of total
46.8%
Change from 2016
+2.2pp
2,705
46.8%
+2.2pp
Mortgage
2021 count
1,575
% of total
27.3%
Change from 2016
-1.1pp
1,575
27.3%
-1.1pp
Renting - Total
2021 count
1,209
% of total
20.9%
Change from 2016
-1.1pp
1,209
20.9%
-1.1pp
Renting - Social housing
2021 count
215
% of total
3.7%
Change from 2016
-0.3pp
215
3.7%
-0.3pp
Renting - Private
2021 count
978
% of total
16.9%
Change from 2016
-0.3pp
978
16.9%
-0.3pp
Renting - Not stated
2021 count
16
% of total
0.3%
Change from 2016
-0.5pp
16
0.3%
-0.5pp
Other tenure type
2021 count
126
% of total
2.2%
Change from 2016
+1.0pp
126
2.2%
+1.0pp
Not stated
2021 count
158
% of total
2.7%
Change from 2016
-1.2pp
158
2.7%
-1.2pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+277
+2.2pp
Mortgage
+29
-1.1pp
Renting - Total
+9
-1.1pp
Renting - Social housing
-4
-0.3pp
Renting - Private
+40
-0.3pp
Renting - Not stated
-25
-0.5pp
Other tenure type
+60
+1.0pp
Not stated
-52
-1.2pp
Data table
Housing tenure for Central Goldfields (S). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Vic..
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional Vic.% | Count | % | Regional Vic.% | Count | pp | |
| Fully owned | 2,705 | 46.8% | 39.3% | 2,428 | 44.6% | 37.8% | +277 | +2.2pp |
| Mortgage | 1,575 | 27.3% | 33.2% | 1,546 | 28.4% | 33.2% | +29 | -1.1pp |
| Renting - Total | 1,209 | 20.9% | 23.6% | 1,200 | 22.0% | 25.1% | +9 | -1.1pp |
| Renting - Social housing | 215 | 3.7% | 3.1% | 219 | 4.0% | 3.6% | -4 | -0.3pp |
| Renting - Private | 978 | 16.9% | 20.3% | 938 | 17.2% | 20.8% | +40 | -0.3pp |
| Renting - Not stated | 16 | 0.3% | 0.2% | 41 | 0.8% | 0.7% | -25 | -0.5pp |
| Other tenure type | 126 | 2.2% | 2.1% | 66 | 1.2% | 0.8% | +60 | +1.0pp |
| Not stated | 158 | 2.7% | 1.9% | 210 | 3.9% | 3.1% | -52 | -1.2pp |
| Total households | 5,774 | 100.0% | 100.0% | 5,445 | 100.0% | 100.0% | +329 | 0.0pp |