Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $600 to $999 was the most common mortgage repayment band among households with a mortgage in Circular Head (M), accounting for 24.7% (242 households). This share was higher than Regional Tas. (18.3%).
Section overview
Monthly housing loan repayments
Circular Head (M) - Households (Enumerated)
This table summarises housing loan repayments for Circular Head (M) in 2021 for persons, with comparison against Regional Tas..
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Circular Head (M), with comparison markers for Regional Tas..
$299 or less
2021 count
46
% of total
4.7%
46
4.7%
$300 - $599
2021 count
100
% of total
10.2%
100
10.2%
$600 - $999
2021 count
242
% of total
24.7%
242
24.7%
$1,000 - $1,199
2021 count
146
% of total
14.9%
146
14.9%
$1,200 - $1,399
2021 count
120
% of total
12.3%
120
12.3%
$1,400 - $1,599
2021 count
86
% of total
8.8%
86
8.8%
$1,600-$1,799
2021 count
51
% of total
5.2%
51
5.2%
$1,800 - $1,999
2021 count
32
% of total
3.3%
32
3.3%
$2,000 - $2,199
2021 count
33
% of total
3.4%
33
3.4%
$2,200 - $2,399
2021 count
15
% of total
1.5%
15
1.5%
$2,400-$2,599
2021 count
6
% of total
0.6%
6
0.6%
$2,600-$2,999
2021 count
14
% of total
1.4%
14
1.4%
$3,000-$3,999
2021 count
20
% of total
2.0%
20
2.0%
$4,000-$4,999
2021 count
8
% of total
0.8%
8
0.8%
$5000 and over
2021 count
16
% of total
1.6%
16
1.6%
Not stated
2021 count
43
% of total
4.4%
43
4.4%
Data table
Housing loan repayments for Circular Head (M). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Tas..
| Category | 2021 count | 2021 % | Regional Tas. % |
|---|---|---|---|
| $299 or less | 46 | 4.7% | 5.3% |
| $300 - $599 | 100 | 10.2% | 7.6% |
| $600 - $999 | 242 | 24.7% | 18.3% |
| $1,000 - $1,199 | 146 | 14.9% | 12.8% |
| $1,200 - $1,399 | 120 | 12.3% | 13.1% |
| $1,400 - $1,599 | 86 | 8.8% | 9.9% |
| $1,600-$1,799 | 51 | 5.2% | 8.3% |
| $1,800 - $1,999 | 32 | 3.3% | 4.1% |
| $2,000 - $2,199 | 33 | 3.4% | 6.0% |
| $2,200 - $2,399 | 15 | 1.5% | 1.7% |
| $2,400-$2,599 | 6 | 0.6% | 0.9% |
| $2,600-$2,999 | 14 | 1.4% | 2.6% |
| $3,000-$3,999 | 20 | 2.0% | 2.6% |
| $4,000-$4,999 | 8 | 0.8% | 0.9% |
| $5000 and over | 16 | 1.6% | 0.8% |
| Not stated | 43 | 4.4% | 4.9% |
| Total | 978 | 100.0% | 100.0% |