Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $5000 and over was the most common mortgage repayment band among households with a mortgage in Claremont (T), accounting for 21.6% (243 households). This share was higher than Greater Perth (3.3%).
Section overview
Monthly housing loan repayments
Claremont (T) - Households (Enumerated)
This table summarises housing loan repayments for Claremont (T) in 2021 for persons, with comparison against Greater Perth.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Claremont (T), with comparison markers for Greater Perth.
$299 or less
2021 count
59
% of total
5.2%
59
5.2%
$300 - $599
2021 count
29
% of total
2.6%
29
2.6%
$600 - $999
2021 count
51
% of total
4.5%
51
4.5%
$1,000 - $1,199
2021 count
31
% of total
2.8%
31
2.8%
$1,200 - $1,399
2021 count
32
% of total
2.8%
32
2.8%
$1,400 - $1,599
2021 count
52
% of total
4.6%
52
4.6%
$1,600-$1,799
2021 count
33
% of total
2.9%
33
2.9%
$1,800 - $1,999
2021 count
25
% of total
2.2%
25
2.2%
$2,000 - $2,199
2021 count
78
% of total
6.9%
78
6.9%
$2,200 - $2,399
2021 count
36
% of total
3.2%
36
3.2%
$2,400-$2,599
2021 count
35
% of total
3.1%
35
3.1%
$2,600-$2,999
2021 count
44
% of total
3.9%
44
3.9%
$3,000-$3,999
2021 count
168
% of total
14.9%
168
14.9%
$4,000-$4,999
2021 count
133
% of total
11.8%
133
11.8%
$5000 and over
2021 count
243
% of total
21.6%
243
21.6%
Not stated
2021 count
76
% of total
6.8%
76
6.8%
Data table
Housing loan repayments for Claremont (T). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Perth.
| Category | 2021 count | 2021 % | Greater Perth % |
|---|---|---|---|
| $299 or less | 59 | 5.2% | 4.2% |
| $300 - $599 | 29 | 2.6% | 2.7% |
| $600 - $999 | 51 | 4.5% | 5.8% |
| $1,000 - $1,199 | 31 | 2.8% | 5.2% |
| $1,200 - $1,399 | 32 | 2.8% | 7.3% |
| $1,400 - $1,599 | 52 | 4.6% | 8.2% |
| $1,600-$1,799 | 33 | 2.9% | 9.7% |
| $1,800 - $1,999 | 25 | 2.2% | 7.5% |
| $2,000 - $2,199 | 78 | 6.9% | 11.7% |
| $2,200 - $2,399 | 36 | 3.2% | 5.1% |
| $2,400-$2,599 | 35 | 3.1% | 3.9% |
| $2,600-$2,999 | 44 | 3.9% | 7.2% |
| $3,000-$3,999 | 168 | 14.9% | 9.0% |
| $4,000-$4,999 | 133 | 11.8% | 3.7% |
| $5000 and over | 243 | 21.6% | 3.3% |
| Not stated | 76 | 6.8% | 5.6% |
| Total | 1,125 | 100.0% | 100.0% |