Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,200 - $1,399 was the most common mortgage repayment band among households with a mortgage in Clarence (C), accounting for 10.8% (952 households). This share was lower than Greater Hobart (11.3%).
Section overview
Monthly housing loan repayments
Clarence (C) - Households (Enumerated)
This table summarises housing loan repayments for Clarence (C) in 2021 for persons, with comparison against Greater Hobart.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Clarence (C), with comparison markers for Greater Hobart.
$299 or less
2021 count
444
% of total
5.0%
444
5.0%
$300 - $599
2021 count
436
% of total
4.9%
436
4.9%
$600 - $999
2021 count
944
% of total
10.7%
944
10.7%
$1,000 - $1,199
2021 count
731
% of total
8.3%
731
8.3%
$1,200 - $1,399
2021 count
952
% of total
10.8%
952
10.8%
$1,400 - $1,599
2021 count
836
% of total
9.5%
836
9.5%
$1,600-$1,799
2021 count
949
% of total
10.7%
949
10.7%
$1,800 - $1,999
2021 count
594
% of total
6.7%
594
6.7%
$2,000 - $2,199
2021 count
851
% of total
9.6%
851
9.6%
$2,200 - $2,399
2021 count
293
% of total
3.3%
293
3.3%
$2,400-$2,599
2021 count
187
% of total
2.1%
187
2.1%
$2,600-$2,999
2021 count
475
% of total
5.4%
475
5.4%
$3,000-$3,999
2021 count
462
% of total
5.2%
462
5.2%
$4,000-$4,999
2021 count
181
% of total
2.0%
181
2.0%
$5000 and over
2021 count
115
% of total
1.3%
115
1.3%
Not stated
2021 count
381
% of total
4.3%
381
4.3%
Data table
Housing loan repayments for Clarence (C). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Hobart.
| Category | 2021 count | 2021 % | Greater Hobart % |
|---|---|---|---|
| $299 or less | 444 | 5.0% | 5.1% |
| $300 - $599 | 436 | 4.9% | 5.1% |
| $600 - $999 | 944 | 10.7% | 11.4% |
| $1,000 - $1,199 | 731 | 8.3% | 9.1% |
| $1,200 - $1,399 | 952 | 10.8% | 11.3% |
| $1,400 - $1,599 | 836 | 9.5% | 10.0% |
| $1,600-$1,799 | 949 | 10.7% | 10.4% |
| $1,800 - $1,999 | 594 | 6.7% | 6.5% |
| $2,000 - $2,199 | 851 | 9.6% | 8.7% |
| $2,200 - $2,399 | 293 | 3.3% | 3.2% |
| $2,400-$2,599 | 187 | 2.1% | 1.9% |
| $2,600-$2,999 | 475 | 5.4% | 4.7% |
| $3,000-$3,999 | 462 | 5.2% | 4.9% |
| $4,000-$4,999 | 181 | 2.0% | 1.9% |
| $5000 and over | 115 | 1.3% | 1.4% |
| Not stated | 381 | 4.3% | 4.4% |
| Total | 8,831 | 100.0% | 100.0% |