Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 72.6% of households in Clarence Valley (A) were purchasing or had fully paid off their home, while 23.7% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Clarence Valley (A) - Households (Enumerated)
This table summarises housing tenure for Clarence Valley (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Clarence Valley (A), with comparison markers for Regional NSW.
Fully owned
2021 count
9,464
% of total
45.2%
Change from 2016
+1.2pp
9,464
45.2%
+1.2pp
Mortgage
2021 count
5,729
% of total
27.4%
Change from 2016
+0.6pp
5,729
27.4%
+0.6pp
Renting - Total
2021 count
4,968
% of total
23.7%
Change from 2016
-1.7pp
4,968
23.7%
-1.7pp
Renting - Social housing
2021 count
516
% of total
2.5%
Change from 2016
-0.5pp
516
2.5%
-0.5pp
Renting - Private
2021 count
4,400
% of total
21.0%
Change from 2016
-0.6pp
4,400
21.0%
-0.6pp
Renting - Not stated
2021 count
54
% of total
0.3%
Change from 2016
-0.4pp
54
0.3%
-0.4pp
Other tenure type
2021 count
340
% of total
1.6%
Change from 2016
+1.0pp
340
1.6%
+1.0pp
Not stated
2021 count
433
% of total
2.1%
Change from 2016
-1.1pp
433
2.1%
-1.1pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+836
+1.2pp
Mortgage
+470
+0.6pp
Renting - Total
-8
-1.7pp
Renting - Social housing
-77
-0.5pp
Renting - Private
+159
-0.6pp
Renting - Not stated
-85
-0.4pp
Other tenure type
+219
+1.0pp
Not stated
-189
-1.1pp
Data table
Housing tenure for Clarence Valley (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 9,464 | 45.2% | 38.0% | 8,628 | 44.0% | 37.4% | +836 | +1.2pp |
| Mortgage | 5,729 | 27.4% | 31.2% | 5,259 | 26.8% | 30.6% | +470 | +0.6pp |
| Renting - Total | 4,968 | 23.7% | 26.8% | 4,976 | 25.4% | 27.9% | -8 | -1.7pp |
| Renting - Social housing | 516 | 2.5% | 4.0% | 593 | 3.0% | 4.5% | -77 | -0.5pp |
| Renting - Private | 4,400 | 21.0% | 22.6% | 4,241 | 21.6% | 22.7% | +159 | -0.6pp |
| Renting - Not stated | 54 | 0.3% | 0.2% | 139 | 0.7% | 0.7% | -85 | -0.4pp |
| Other tenure type | 340 | 1.6% | 2.3% | 121 | 0.6% | 1.0% | +219 | +1.0pp |
| Not stated | 433 | 2.1% | 1.7% | 622 | 3.2% | 3.0% | -189 | -1.1pp |
| Total households | 20,932 | 100.0% | 100.0% | 19,605 | 100.0% | 100.0% | +1,327 | 0.0pp |