Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 62.8% of households in Cobar (A) were purchasing or had fully paid off their home, while 31.8% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Cobar (A) - Households (Enumerated)
This table summarises housing tenure for Cobar (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Cobar (A), with comparison markers for Regional NSW.
Fully owned
2021 count
503
% of total
35.7%
Change from 2016
+3.7pp
503
35.7%
+3.7pp
Mortgage
2021 count
382
% of total
27.1%
Change from 2016
+1.8pp
382
27.1%
+1.8pp
Renting - Total
2021 count
448
% of total
31.8%
Change from 2016
-6.4pp
448
31.8%
-6.4pp
Renting - Social housing
2021 count
92
% of total
6.5%
Change from 2016
-0.6pp
92
6.5%
-0.6pp
Renting - Private
2021 count
355
% of total
25.2%
Change from 2016
-4.4pp
355
25.2%
-4.4pp
Renting - Not stated
2021 count
5
% of total
0.4%
Change from 2016
-1.4pp
5
0.4%
-1.4pp
Other tenure type
2021 count
45
% of total
3.2%
Change from 2016
+2.2pp
45
3.2%
+2.2pp
Not stated
2021 count
34
% of total
2.4%
Change from 2016
-1.7pp
34
2.4%
-1.7pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
-21
+3.7pp
Mortgage
-33
+1.8pp
Renting - Total
-179
-6.4pp
Renting - Social housing
-25
-0.6pp
Renting - Private
-131
-4.4pp
Renting - Not stated
-24
-1.4pp
Other tenure type
+28
+2.2pp
Not stated
-34
-1.7pp
Data table
Housing tenure for Cobar (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 503 | 35.7% | 38.0% | 524 | 32.0% | 37.4% | -21 | +3.7pp |
| Mortgage | 382 | 27.1% | 31.2% | 415 | 25.3% | 30.6% | -33 | +1.8pp |
| Renting - Total | 448 | 31.8% | 26.8% | 627 | 38.2% | 27.9% | -179 | -6.4pp |
| Renting - Social housing | 92 | 6.5% | 4.0% | 117 | 7.1% | 4.5% | -25 | -0.6pp |
| Renting - Private | 355 | 25.2% | 22.6% | 486 | 29.6% | 22.7% | -131 | -4.4pp |
| Renting - Not stated | 5 | 0.4% | 0.2% | 29 | 1.8% | 0.7% | -24 | -1.4pp |
| Other tenure type | 45 | 3.2% | 2.3% | 17 | 1.0% | 1.0% | +28 | +2.2pp |
| Not stated | 34 | 2.4% | 1.7% | 68 | 4.1% | 3.0% | -34 | -1.7pp |
| Total households | 1,409 | 100.0% | 100.0% | 1,640 | 100.0% | 100.0% | -231 | 0.0pp |