Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 66.9% of households in Coffs Harbour (C) were purchasing or had fully paid off their home, while 29.4% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Coffs Harbour (C) - Households (Enumerated)
This table summarises housing tenure for Coffs Harbour (C) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Coffs Harbour (C), with comparison markers for Regional NSW.
Fully owned
2021 count
11,107
% of total
37.3%
Change from 2016
+0.9pp
11,107
37.3%
+0.9pp
Mortgage
2021 count
8,819
% of total
29.6%
Change from 2016
+0.9pp
8,819
29.6%
+0.9pp
Renting - Total
2021 count
8,752
% of total
29.4%
Change from 2016
-1.4pp
8,752
29.4%
-1.4pp
Renting - Social housing
2021 count
1,240
% of total
4.2%
Change from 2016
-0.6pp
1,240
4.2%
-0.6pp
Renting - Private
2021 count
7,436
% of total
25.0%
Change from 2016
-0.4pp
7,436
25.0%
-0.4pp
Renting - Not stated
2021 count
70
% of total
0.2%
Change from 2016
-0.3pp
70
0.2%
-0.3pp
Other tenure type
2021 count
580
% of total
1.9%
Change from 2016
+0.7pp
580
1.9%
+0.7pp
Not stated
2021 count
515
% of total
1.7%
Change from 2016
-1.3pp
515
1.7%
-1.3pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+1,257
+0.9pp
Mortgage
+1,068
+0.9pp
Renting - Total
+436
-1.4pp
Renting - Social housing
-70
-0.6pp
Renting - Private
+571
-0.4pp
Renting - Not stated
-68
-0.3pp
Other tenure type
+268
+0.7pp
Not stated
-301
-1.3pp
Data table
Housing tenure for Coffs Harbour (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 11,107 | 37.3% | 38.0% | 9,850 | 36.4% | 37.4% | +1,257 | +0.9pp |
| Mortgage | 8,819 | 29.6% | 31.2% | 7,751 | 28.7% | 30.6% | +1,068 | +0.9pp |
| Renting - Total | 8,752 | 29.4% | 26.8% | 8,316 | 30.8% | 27.9% | +436 | -1.4pp |
| Renting - Social housing | 1,240 | 4.2% | 4.0% | 1,310 | 4.8% | 4.5% | -70 | -0.6pp |
| Renting - Private | 7,436 | 25.0% | 22.6% | 6,865 | 25.4% | 22.7% | +571 | -0.4pp |
| Renting - Not stated | 70 | 0.2% | 0.2% | 138 | 0.5% | 0.7% | -68 | -0.3pp |
| Other tenure type | 580 | 1.9% | 2.3% | 312 | 1.2% | 1.0% | +268 | +0.7pp |
| Not stated | 515 | 1.7% | 1.7% | 816 | 3.0% | 3.0% | -301 | -1.3pp |
| Total households | 29,774 | 100.0% | 100.0% | 27,042 | 100.0% | 100.0% | +2,732 | 0.0pp |