Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 74.5% of households in Colac-Otway (S) were purchasing or had fully paid off their home, while 21.3% were renting. The mortgage share was lower than Regional Vic. (33.2%).
Section overview
Housing tenure
Colac-Otway (S) - Households (Enumerated)
This table summarises housing tenure for Colac-Otway (S) in 2021 for persons, with comparison against Regional Vic. and change since 2016.
Housing tenure snapshot
2021 distribution by category for Colac-Otway (S), with comparison markers for Regional Vic..
Fully owned
2021 count
3,819
% of total
43.2%
Change from 2016
+2.3pp
3,819
43.2%
+2.3pp
Mortgage
2021 count
2,773
% of total
31.3%
Change from 2016
-0.9pp
2,773
31.3%
-0.9pp
Renting - Total
2021 count
1,889
% of total
21.3%
Change from 2016
-1.5pp
1,889
21.3%
-1.5pp
Renting - Social housing
2021 count
284
% of total
3.2%
Change from 2016
-0.4pp
284
3.2%
-0.4pp
Renting - Private
2021 count
1,589
% of total
18.0%
Change from 2016
-0.3pp
1,589
18.0%
-0.3pp
Renting - Not stated
2021 count
17
% of total
0.2%
Change from 2016
-0.7pp
17
0.2%
-0.7pp
Other tenure type
2021 count
181
% of total
2.0%
Change from 2016
+1.2pp
181
2.0%
+1.2pp
Not stated
2021 count
185
% of total
2.1%
Change from 2016
-1.3pp
185
2.1%
-1.3pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+547
+2.3pp
Mortgage
+197
-0.9pp
Renting - Total
+67
-1.5pp
Renting - Social housing
-2
-0.4pp
Renting - Private
+121
-0.3pp
Renting - Not stated
-54
-0.7pp
Other tenure type
+114
+1.2pp
Not stated
-84
-1.3pp
Data table
Housing tenure for Colac-Otway (S). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Vic..
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional Vic.% | Count | % | Regional Vic.% | Count | pp | |
| Fully owned | 3,819 | 43.2% | 39.3% | 3,272 | 40.9% | 37.8% | +547 | +2.3pp |
| Mortgage | 2,773 | 31.3% | 33.2% | 2,576 | 32.2% | 33.2% | +197 | -0.9pp |
| Renting - Total | 1,889 | 21.3% | 23.6% | 1,822 | 22.8% | 25.1% | +67 | -1.5pp |
| Renting - Social housing | 284 | 3.2% | 3.1% | 286 | 3.6% | 3.6% | -2 | -0.4pp |
| Renting - Private | 1,589 | 18.0% | 20.3% | 1,468 | 18.3% | 20.8% | +121 | -0.3pp |
| Renting - Not stated | 17 | 0.2% | 0.2% | 71 | 0.9% | 0.7% | -54 | -0.7pp |
| Other tenure type | 181 | 2.0% | 2.1% | 67 | 0.8% | 0.8% | +114 | +1.2pp |
| Not stated | 185 | 2.1% | 1.9% | 269 | 3.4% | 3.1% | -84 | -1.3pp |
| Total households | 8,848 | 100.0% | 100.0% | 8,005 | 100.0% | 100.0% | +843 | 0.0pp |