Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 74.7% of households in Coolamon (A) were purchasing or had fully paid off their home, while 15.3% were renting. The mortgage share was higher than Regional NSW (29.4%).

Section overview

Housing tenure

Coolamon (A) - Households (Enumerated)

This table summarises housing tenure for Coolamon (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.

Housing tenure snapshot

2021 distribution by category for Coolamon (A), with comparison markers for Regional NSW.

Coolamon (A)
Regional NSW

Fully owned

2021 count

762

% of total

43.6%

Change from 2016

+2.0pp

Mortgage

2021 count

544

% of total

31.1%

Change from 2016

+2.4pp

Renting - Total

2021 count

268

% of total

15.3%

Change from 2016

-2.1pp

Renting - Social housing

2021 count

17

% of total

1.0%

Change from 2016

+0.2pp

Renting - Private

2021 count

246

% of total

14.1%

Change from 2016

-0.6pp

Renting - Not stated

2021 count

6

% of total

0.3%

Change from 2016

-1.4pp

Other tenure type

2021 count

66

% of total

3.8%

Change from 2016

+2.5pp

Not stated

2021 count

111

% of total

6.4%

Change from 2016

-5.2pp

Data table

Housing tenure for Coolamon (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.

Housing tenure for Coolamon (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
Housing tenure for Coolamon (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
Category20212016Change
Count%Regional NSW%Count%Regional NSW%Countpp
Fully owned76243.6%36.3%68041.6%35.5%+82+2.0pp
Mortgage54431.1%29.4%47028.7%28.6%+74+2.4pp
Renting - Total26815.3%25.7%28517.4%26.5%-17-2.1pp
Renting - Social housing171.0%3.8%130.8%4.2%+4+0.2pp
Renting - Private24614.1%21.7%24114.7%21.6%+5-0.6pp
Renting - Not stated60.3%0.2%281.7%0.7%-22-1.4pp
Other tenure type663.8%2.3%211.3%1.0%+45+2.5pp
Not stated1116.4%6.4%19011.6%8.4%-79-5.2pp
Total households1,748100.0%100.0%1,636100.0%100.0%+1120.0pp