Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 73.2% of households in Cobden were purchasing or had fully paid off their home, while 19.2% were renting. The mortgage share was higher than Corangamite (S) (27.3%).
Section overview
Housing tenure
Cobden - Households (Enumerated)
This table summarises housing tenure for Cobden in 2021 for persons, with comparison against Corangamite (S) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Cobden, with comparison markers for Corangamite (S).
Fully owned
2021 count
348
% of total
45.5%
Change from 2016
+1.5pp
348
45.5%
+1.5pp
Mortgage
2021 count
212
% of total
27.7%
Change from 2016
+1.5pp
212
27.7%
+1.5pp
Renting - Total
2021 count
147
% of total
19.2%
Change from 2016
-2.0pp
147
19.2%
-2.0pp
Renting - Social housing
2021 count
20
% of total
2.6%
Change from 2016
-0.1pp
20
2.6%
-0.1pp
Renting - Private
2021 count
128
% of total
16.7%
Change from 2016
+0.5pp
128
16.7%
+0.5pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
-1.5pp
0
0.0%
-1.5pp
Other tenure type
2021 count
16
% of total
2.1%
Change from 2016
+1.7pp
16
2.1%
+1.7pp
Not stated
2021 count
40
% of total
5.2%
Change from 2016
-2.4pp
40
5.2%
-2.4pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+19
+1.5pp
Mortgage
+16
+1.5pp
Renting - Total
-11
-2.0pp
Renting - Social housing
0
-0.1pp
Renting - Private
+7
+0.5pp
Renting - Not stated
-11
-1.5pp
Other tenure type
+13
+1.7pp
Not stated
-17
-2.4pp
Data table
Housing tenure for Cobden. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Corangamite (S).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Corangamite (S)% | Count | % | Corangamite (S)% | Count | pp | |
| Fully owned | 348 | 45.5% | 43.7% | 329 | 44.0% | 41.2% | +19 | +1.5pp |
| Mortgage | 212 | 27.7% | 27.3% | 196 | 26.2% | 27.5% | +16 | +1.5pp |
| Renting - Total | 147 | 19.2% | 17.2% | 158 | 21.2% | 21.0% | -11 | -2.0pp |
| Renting - Social housing | 20 | 2.6% | 1.6% | 20 | 2.7% | 2.0% | 0 | -0.1pp |
| Renting - Private | 128 | 16.7% | 15.2% | 121 | 16.2% | 17.5% | +7 | +0.5pp |
| Renting - Not stated | 0 | 0.0% | 0.2% | 11 | 1.5% | 1.4% | -11 | -1.5pp |
| Other tenure type | 16 | 2.1% | 4.6% | 3 | 0.4% | 1.2% | +13 | +1.7pp |
| Not stated | 40 | 5.2% | 7.1% | 57 | 7.6% | 9.1% | -17 | -2.4pp |
| Total households | 765 | 100.0% | 100.0% | 747 | 100.0% | 100.0% | +18 | 0.0pp |