Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Auburn (NSW), accounting for 13.5% (348 households). This share was higher than Cumberland (A) (11.9%).
Section overview
Monthly housing loan repayments
Auburn (NSW) - Households (Enumerated)
This table summarises housing loan repayments for Auburn (NSW) in 2021 for persons, with comparison against Cumberland (A).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Auburn (NSW), with comparison markers for Cumberland (A).
$299 or less
2021 count
175
% of total
6.8%
175
6.8%
$300 - $599
2021 count
78
% of total
3.0%
78
3.0%
$600 - $999
2021 count
143
% of total
5.5%
143
5.5%
$1,000 - $1,199
2021 count
97
% of total
3.8%
97
3.8%
$1,200 - $1,399
2021 count
135
% of total
5.2%
135
5.2%
$1,400 - $1,599
2021 count
148
% of total
5.7%
148
5.7%
$1,600-$1,799
2021 count
159
% of total
6.1%
159
6.1%
$1,800 - $1,999
2021 count
141
% of total
5.5%
141
5.5%
$2,000 - $2,199
2021 count
348
% of total
13.5%
348
13.5%
$2,200 - $2,399
2021 count
144
% of total
5.6%
144
5.6%
$2,400-$2,599
2021 count
141
% of total
5.5%
141
5.5%
$2,600-$2,999
2021 count
186
% of total
7.2%
186
7.2%
$3,000-$3,999
2021 count
296
% of total
11.4%
296
11.4%
$4,000-$4,999
2021 count
97
% of total
3.8%
97
3.8%
$5000 and over
2021 count
75
% of total
2.9%
75
2.9%
Not stated
2021 count
223
% of total
8.6%
223
8.6%
Data table
Housing loan repayments for Auburn (NSW). Monthly housing loan repayments. 2021 counts and percentages compared with Cumberland (A).
| Category | 2021 count | 2021 % | Cumberland (A) % |
|---|---|---|---|
| $299 or less | 175 | 6.8% | 5.2% |
| $300 - $599 | 78 | 3.0% | 2.2% |
| $600 - $999 | 143 | 5.5% | 4.3% |
| $1,000 - $1,199 | 97 | 3.8% | 3.6% |
| $1,200 - $1,399 | 135 | 5.2% | 4.5% |
| $1,400 - $1,599 | 148 | 5.7% | 5.1% |
| $1,600-$1,799 | 159 | 6.1% | 6.4% |
| $1,800 - $1,999 | 141 | 5.5% | 5.3% |
| $2,000 - $2,199 | 348 | 13.5% | 11.9% |
| $2,200 - $2,399 | 144 | 5.6% | 5.3% |
| $2,400-$2,599 | 141 | 5.5% | 5.5% |
| $2,600-$2,999 | 186 | 7.2% | 9.2% |
| $3,000-$3,999 | 296 | 11.4% | 14.3% |
| $4,000-$4,999 | 97 | 3.8% | 5.0% |
| $5000 and over | 75 | 2.9% | 3.8% |
| Not stated | 223 | 8.6% | 8.4% |
| Total | 2,586 | 100.0% | 100.0% |