Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 62.5% of households in Girraween (NSW) were purchasing or had fully paid off their home, while 32.4% were renting. The mortgage share was higher than Cumberland (A) (27.6%).
Section overview
Housing tenure
Girraween (NSW) - Households (Enumerated)
This table summarises housing tenure for Girraween (NSW) in 2021 for persons, with comparison against Cumberland (A) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Girraween (NSW), with comparison markers for Cumberland (A).
Fully owned
2021 count
411
% of total
20.9%
Change from 2016
-5.0pp
411
20.9%
-5.0pp
Mortgage
2021 count
817
% of total
41.6%
Change from 2016
+3.4pp
817
41.6%
+3.4pp
Renting - Total
2021 count
636
% of total
32.4%
Change from 2016
+2.8pp
636
32.4%
+2.8pp
Renting - Social housing
2021 count
74
% of total
3.8%
Change from 2016
-0.8pp
74
3.8%
-0.8pp
Renting - Private
2021 count
555
% of total
28.3%
Change from 2016
+4.3pp
555
28.3%
+4.3pp
Renting - Not stated
2021 count
6
% of total
0.3%
Change from 2016
-0.2pp
6
0.3%
-0.2pp
Other tenure type
2021 count
10
% of total
0.5%
Change from 2016
+0.1pp
10
0.5%
+0.1pp
Not stated
2021 count
81
% of total
4.1%
Change from 2016
-1.9pp
81
4.1%
-1.9pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
-52
-5.0pp
Mortgage
+133
+3.4pp
Renting - Total
+107
+2.8pp
Renting - Social housing
-9
-0.8pp
Renting - Private
+125
+4.3pp
Renting - Not stated
-3
-0.2pp
Other tenure type
+2
+0.1pp
Not stated
-27
-1.9pp
Data table
Housing tenure for Girraween (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cumberland (A).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Cumberland (A)% | Count | % | Cumberland (A)% | Count | pp | |
| Fully owned | 411 | 20.9% | 22.0% | 463 | 25.9% | 24.5% | -52 | -5.0pp |
| Mortgage | 817 | 41.6% | 27.6% | 684 | 38.2% | 28.5% | +133 | +3.4pp |
| Renting - Total | 636 | 32.4% | 40.8% | 529 | 29.6% | 38.5% | +107 | +2.8pp |
| Renting - Social housing | 74 | 3.8% | 6.7% | 83 | 4.6% | 7.1% | -9 | -0.8pp |
| Renting - Private | 555 | 28.3% | 33.8% | 430 | 24.0% | 30.9% | +125 | +4.3pp |
| Renting - Not stated | 6 | 0.3% | 0.3% | 9 | 0.5% | 0.5% | -3 | -0.2pp |
| Other tenure type | 10 | 0.5% | 1.5% | 8 | 0.4% | 0.7% | +2 | +0.1pp |
| Not stated | 81 | 4.1% | 8.1% | 108 | 6.0% | 7.8% | -27 | -1.9pp |
| Total households | 1,962 | 100.0% | 100.0% | 1,789 | 100.0% | 100.0% | +173 | 0.0pp |