Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 48.8% of households in Guildford (NSW) were purchasing or had fully paid off their home, while 47.2% were renting. The mortgage share was lower than Cumberland (A) (29.4%).
Section overview
Housing tenure
Guildford (NSW) - Households (Enumerated)
This table summarises housing tenure for Guildford (NSW) in 2021 for persons, with comparison against Cumberland (A) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Guildford (NSW), with comparison markers for Cumberland (A).
Fully owned
2021 count
1,470
% of total
21.0%
Change from 2016
-19.3pp
1,470
21.0%
-19.3pp
Mortgage
2021 count
1,949
% of total
27.8%
Change from 2016
-21.5pp
1,949
27.8%
-21.5pp
Renting - Total
2021 count
3,311
% of total
47.2%
Change from 2016
+29.3pp
3,311
47.2%
+29.3pp
Renting - Social housing
2021 count
934
% of total
13.3%
Change from 2016
+13.3pp
934
13.3%
+13.3pp
Renting - Private
2021 count
2,359
% of total
33.6%
Change from 2016
+18.7pp
2,359
33.6%
+18.7pp
Renting - Not stated
2021 count
21
% of total
0.3%
Change from 2016
+0.3pp
21
0.3%
+0.3pp
Other tenure type
2021 count
121
% of total
1.7%
Change from 2016
+1.7pp
121
1.7%
+1.7pp
Not stated
2021 count
165
% of total
2.4%
Change from 2016
-2.1pp
165
2.4%
-2.1pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+1,443
-19.3pp
Mortgage
+1,916
-21.5pp
Renting - Total
+3,299
+29.3pp
Renting - Social housing
+934
+13.3pp
Renting - Private
+2,349
+18.7pp
Renting - Not stated
+21
+0.3pp
Other tenure type
+121
+1.7pp
Not stated
+162
-2.1pp
Data table
Housing tenure for Guildford (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cumberland (A).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Cumberland (A)% | Count | % | Cumberland (A)% | Count | pp | |
| Fully owned | 1,470 | 21.0% | 23.4% | 27 | 40.3% | 25.6% | +1,443 | -19.3pp |
| Mortgage | 1,949 | 27.8% | 29.4% | 33 | 49.3% | 29.9% | +1,916 | -21.5pp |
| Renting - Total | 3,311 | 47.2% | 43.3% | 12 | 17.9% | 40.2% | +3,299 | +29.3pp |
| Renting - Social housing | 934 | 13.3% | 7.1% | 0 | 0.0% | 7.4% | +934 | +13.3pp |
| Renting - Private | 2,359 | 33.6% | 35.9% | 10 | 14.9% | 32.3% | +2,349 | +18.7pp |
| Renting - Not stated | 21 | 0.3% | 0.3% | 0 | 0.0% | 0.5% | +21 | +0.3pp |
| Other tenure type | 121 | 1.7% | 1.6% | 0 | 0.0% | 0.7% | +121 | +1.7pp |
| Not stated | 165 | 2.4% | 2.2% | 3 | 4.5% | 3.6% | +162 | -2.1pp |
| Total households | 7,013 | 100.0% | 100.0% | 67 | 100.0% | 100.0% | +6,946 | 0.0pp |