Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 48.5% of households in Holroyd (part) were purchasing or had fully paid off their home, while 49% were renting. The mortgage share was higher than Cumberland (A) (29.4%).

Section overview

Housing tenure

Holroyd (part) - Households (Enumerated)

This table summarises housing tenure for Holroyd (part) in 2021 for persons, with comparison against Cumberland (A) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Holroyd (part), with comparison markers for Cumberland (A).

Holroyd (part)
Cumberland (A)

Fully owned

2021 count

58

% of total

13.9%

Change from 2016

-23.6pp

Mortgage

2021 count

144

% of total

34.6%

Change from 2016

-2.9pp

Renting - Total

2021 count

204

% of total

49.0%

Change from 2016

+49.0pp

Renting - Social housing

2021 count

0

% of total

0.0%

Change from 2016

0.0pp

Renting - Private

2021 count

193

% of total

46.4%

Change from 2016

+46.4pp

Renting - Not stated

2021 count

0

% of total

0.0%

Change from 2016

0.0pp

Other tenure type

2021 count

6

% of total

1.4%

Change from 2016

+1.4pp

Not stated

2021 count

7

% of total

1.7%

Change from 2016

+1.7pp

Data table

Housing tenure for Holroyd (part). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cumberland (A).

Housing tenure for Holroyd (part). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cumberland (A).
Housing tenure for Holroyd (part). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cumberland (A).
Category20212016Change
Count%Cumberland (A)%Count%Cumberland (A)%Countpp
Fully owned5813.9%23.4%337.5%25.6%+55-23.6pp
Mortgage14434.6%29.4%337.5%29.9%+141-2.9pp
Renting - Total20449.0%43.3%00.0%40.2%+204+49.0pp
Renting - Social housing00.0%7.1%00.0%7.4%00.0pp
Renting - Private19346.4%35.9%00.0%32.3%+193+46.4pp
Renting - Not stated00.0%0.3%00.0%0.5%00.0pp
Other tenure type61.4%1.6%00.0%0.7%+6+1.4pp
Not stated71.7%2.2%00.0%3.6%+7+1.7pp
Total households416100.0%100.0%8100.0%100.0%+4080.0pp