Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 44.9% of households in Merrylands (part) were purchasing or had fully paid off their home, while 43.3% were renting. The mortgage share was lower than Cumberland (A) (27.6%).

Section overview

Housing tenure

Merrylands (part) - Households (Enumerated)

This table summarises housing tenure for Merrylands (part) in 2021 for persons, with comparison against Cumberland (A) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Merrylands (part), with comparison markers for Cumberland (A).

Merrylands (part)
Cumberland (A)

Fully owned

2021 count

2,223

% of total

20.5%

Change from 2016

-3.4pp

Mortgage

2021 count

2,641

% of total

24.4%

Change from 2016

-0.9pp

Renting - Total

2021 count

4,694

% of total

43.3%

Change from 2016

+0.8pp

Renting - Social housing

2021 count

757

% of total

7.0%

Change from 2016

-0.4pp

Renting - Private

2021 count

3,882

% of total

35.8%

Change from 2016

+1.2pp

Renting - Not stated

2021 count

50

% of total

0.5%

Change from 2016

-0.1pp

Other tenure type

2021 count

164

% of total

1.5%

Change from 2016

+0.9pp

Not stated

2021 count

1,104

% of total

10.2%

Change from 2016

+2.6pp

Data table

Housing tenure for Merrylands (part). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cumberland (A).

Housing tenure for Merrylands (part). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cumberland (A).
Housing tenure for Merrylands (part). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cumberland (A).
Category20212016Change
Count%Cumberland (A)%Count%Cumberland (A)%Countpp
Fully owned2,22320.5%22.0%2,27323.9%24.5%-50-3.4pp
Mortgage2,64124.4%27.6%2,40125.3%28.5%+240-0.9pp
Renting - Total4,69443.3%40.8%4,04042.5%38.5%+654+0.8pp
Renting - Social housing7577.0%6.7%7087.4%7.1%+49-0.4pp
Renting - Private3,88235.8%33.8%3,28634.6%30.9%+596+1.2pp
Renting - Not stated500.5%0.3%540.6%0.5%-4-0.1pp
Other tenure type1641.5%1.5%570.6%0.7%+107+0.9pp
Not stated1,10410.2%8.1%7237.6%7.8%+381+2.6pp
Total households10,832100.0%100.0%9,498100.0%100.0%+1,3340.0pp