Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 44.1% of households in Pendle Hill (part) were purchasing or had fully paid off their home, while 45.9% were renting. The mortgage share was lower than Cumberland (A) (27.6%).

Section overview

Housing tenure

Pendle Hill (part) - Households (Enumerated)

This table summarises housing tenure for Pendle Hill (part) in 2021 for persons, with comparison against Cumberland (A) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Pendle Hill (part), with comparison markers for Cumberland (A).

Pendle Hill (part)
Cumberland (A)

Fully owned

2021 count

489

% of total

18.0%

Change from 2016

-2.3pp

Mortgage

2021 count

708

% of total

26.1%

Change from 2016

-0.8pp

Renting - Total

2021 count

1,245

% of total

45.9%

Change from 2016

+2.8pp

Renting - Social housing

2021 count

267

% of total

9.8%

Change from 2016

-0.9pp

Renting - Private

2021 count

957

% of total

35.3%

Change from 2016

+3.2pp

Renting - Not stated

2021 count

14

% of total

0.5%

Change from 2016

0.0pp

Other tenure type

2021 count

36

% of total

1.3%

Change from 2016

-0.5pp

Not stated

2021 count

236

% of total

8.7%

Change from 2016

+1.0pp

Data table

Housing tenure for Pendle Hill (part). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cumberland (A).

Housing tenure for Pendle Hill (part). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cumberland (A).
Housing tenure for Pendle Hill (part). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cumberland (A).
Category20212016Change
Count%Cumberland (A)%Count%Cumberland (A)%Countpp
Fully owned48918.0%22.0%49220.3%24.5%-3-2.3pp
Mortgage70826.1%27.6%65026.9%28.5%+58-0.8pp
Renting - Total1,24545.9%40.8%1,04243.1%38.5%+203+2.8pp
Renting - Social housing2679.8%6.7%25910.7%7.1%+8-0.9pp
Renting - Private95735.3%33.8%77632.1%30.9%+181+3.2pp
Renting - Not stated140.5%0.3%130.5%0.5%+10.0pp
Other tenure type361.3%1.5%431.8%0.7%-7-0.5pp
Not stated2368.7%8.1%1857.7%7.8%+51+1.0pp
Total households2,712100.0%100.0%2,418100.0%100.0%+2940.0pp