Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 28.9% of households in Westmead (part) were purchasing or had fully paid off their home, while 68.5% were renting. The mortgage share was lower than Cumberland (A) (29.4%).

Section overview

Housing tenure

Westmead (part) - Households (Enumerated)

This table summarises housing tenure for Westmead (part) in 2021 for persons, with comparison against Cumberland (A) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Westmead (part), with comparison markers for Cumberland (A).

Westmead (part)
Cumberland (A)

Fully owned

2021 count

565

% of total

9.7%

Change from 2016

-42.5pp

Mortgage

2021 count

1,121

% of total

19.2%

Change from 2016

-19.9pp

Renting - Total

2021 count

4,006

% of total

68.5%

Change from 2016

+68.5pp

Renting - Social housing

2021 count

537

% of total

9.2%

Change from 2016

+9.2pp

Renting - Private

2021 count

3,462

% of total

59.2%

Change from 2016

+59.2pp

Renting - Not stated

2021 count

6

% of total

0.1%

Change from 2016

+0.1pp

Other tenure type

2021 count

76

% of total

1.3%

Change from 2016

+1.3pp

Not stated

2021 count

78

% of total

1.3%

Change from 2016

+1.3pp

Data table

Housing tenure for Westmead (part). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cumberland (A).

Housing tenure for Westmead (part). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cumberland (A).
Housing tenure for Westmead (part). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Cumberland (A).
Category20212016Change
Count%Cumberland (A)%Count%Cumberland (A)%Countpp
Fully owned5659.7%23.4%1252.2%25.6%+553-42.5pp
Mortgage1,12119.2%29.4%939.1%29.9%+1,112-19.9pp
Renting - Total4,00668.5%43.3%00.0%40.2%+4,006+68.5pp
Renting - Social housing5379.2%7.1%00.0%7.4%+537+9.2pp
Renting - Private3,46259.2%35.9%00.0%32.3%+3,462+59.2pp
Renting - Not stated60.1%0.3%00.0%0.5%+6+0.1pp
Other tenure type761.3%1.6%00.0%0.7%+76+1.3pp
Not stated781.3%2.2%00.0%3.6%+78+1.3pp
Total households5,850100.0%100.0%23100.0%100.0%+5,8270.0pp