Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Darwin (C), accounting for 11.5% (974 households). This share was similar to Greater Darwin (11.7%).
Section overview
Monthly housing loan repayments
Darwin (C) - Households (Enumerated)
This table summarises housing loan repayments for Darwin (C) in 2021 for persons, with comparison against Greater Darwin.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Darwin (C), with comparison markers for Greater Darwin.
$299 or less
2021 count
318
% of total
3.7%
318
3.7%
$300 - $599
2021 count
211
% of total
2.5%
211
2.5%
$600 - $999
2021 count
541
% of total
6.4%
541
6.4%
$1,000 - $1,199
2021 count
438
% of total
5.2%
438
5.2%
$1,200 - $1,399
2021 count
548
% of total
6.5%
548
6.5%
$1,400 - $1,599
2021 count
606
% of total
7.1%
606
7.1%
$1,600-$1,799
2021 count
702
% of total
8.3%
702
8.3%
$1,800 - $1,999
2021 count
551
% of total
6.5%
551
6.5%
$2,000 - $2,199
2021 count
957
% of total
11.3%
957
11.3%
$2,200 - $2,399
2021 count
445
% of total
5.2%
445
5.2%
$2,400-$2,599
2021 count
310
% of total
3.7%
310
3.7%
$2,600-$2,999
2021 count
766
% of total
9.0%
766
9.0%
$3,000-$3,999
2021 count
974
% of total
11.5%
974
11.5%
$4,000-$4,999
2021 count
406
% of total
4.8%
406
4.8%
$5000 and over
2021 count
289
% of total
3.4%
289
3.4%
Not stated
2021 count
422
% of total
5.0%
422
5.0%
Data table
Housing loan repayments for Darwin (C). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Darwin.
| Category | 2021 count | 2021 % | Greater Darwin % |
|---|---|---|---|
| $299 or less | 318 | 3.7% | 3.2% |
| $300 - $599 | 211 | 2.5% | 2.0% |
| $600 - $999 | 541 | 6.4% | 5.4% |
| $1,000 - $1,199 | 438 | 5.2% | 4.8% |
| $1,200 - $1,399 | 548 | 6.5% | 6.1% |
| $1,400 - $1,599 | 606 | 7.1% | 6.5% |
| $1,600-$1,799 | 702 | 8.3% | 8.3% |
| $1,800 - $1,999 | 551 | 6.5% | 7.1% |
| $2,000 - $2,199 | 957 | 11.3% | 11.8% |
| $2,200 - $2,399 | 445 | 5.2% | 6.1% |
| $2,400-$2,599 | 310 | 3.7% | 4.2% |
| $2,600-$2,999 | 766 | 9.0% | 10.4% |
| $3,000-$3,999 | 974 | 11.5% | 11.7% |
| $4,000-$4,999 | 406 | 4.8% | 4.2% |
| $5000 and over | 289 | 3.4% | 2.9% |
| Not stated | 422 | 5.0% | 5.3% |
| Total | 8,484 | 100.0% | 100.0% |