Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $1,200 to $1,399 was the most common mortgage repayment band among households with a mortgage in Donnybrook-Balingup (S), accounting for 10.8% (93 households). This share was higher than Regional WA (9.6%).

Section overview

Monthly housing loan repayments

Donnybrook-Balingup (S) - Households (Enumerated)

This table summarises housing loan repayments for Donnybrook-Balingup (S) in 2021 for persons, with comparison against Regional WA.

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Donnybrook-Balingup (S), with comparison markers for Regional WA.

Donnybrook-Balingup (S)
Regional WA

Nil Repayments

2021 count

23

% of total

2.7%

1 To 149

2021 count

3

% of total

0.3%

150 To 299

2021 count

11

% of total

1.3%

300 To 449

2021 count

26

% of total

3.0%

450 To 599

2021 count

16

% of total

1.9%

600 To 799

2021 count

34

% of total

4.0%

800 To 999

2021 count

59

% of total

6.9%

1000 To 1199

2021 count

79

% of total

9.2%

1200 To 1399

2021 count

93

% of total

10.8%

1400 To 1599

2021 count

78

% of total

9.1%

1600 To 1799

2021 count

59

% of total

6.9%

1800 To 1999

2021 count

67

% of total

7.8%

2000 To 2199

2021 count

83

% of total

9.7%

2200 To 2399

2021 count

29

% of total

3.4%

2400 To 2599

2021 count

29

% of total

3.4%

2600 To 2799

2021 count

32

% of total

3.7%

2800 To 2999

2021 count

14

% of total

1.6%

3000 To 3499

2021 count

48

% of total

5.6%

3500 To 3999

2021 count

11

% of total

1.3%

4000 To 4999

2021 count

14

% of total

1.6%

5000 And Over

2021 count

11

% of total

1.3%

Not stated

2021 count

40

% of total

4.7%

Data table

Housing loan repayments for Donnybrook-Balingup (S). Monthly housing loan repayments. 2021 counts and percentages compared with Regional WA.

Housing loan repayments for Donnybrook-Balingup (S). Monthly housing loan repayments. 2021 counts and percentages compared with Regional WA.
Housing loan repayments for Donnybrook-Balingup (S). Monthly housing loan repayments. 2021 counts and percentages compared with Regional WA.
Category2021 count2021 %Regional WA %
Nil Repayments232.7%3.2%
1 To 14930.3%0.7%
150 To 299111.3%1.1%
300 To 449263.0%2.5%
450 To 599161.9%2.3%
600 To 799344.0%4.7%
800 To 999596.9%6.1%
1000 To 1199799.2%8.2%
1200 To 13999310.8%9.6%
1400 To 1599789.1%9.3%
1600 To 1799596.9%9.7%
1800 To 1999677.8%6.3%
2000 To 2199839.7%9.7%
2200 To 2399293.4%3.6%
2400 To 2599293.4%2.3%
2600 To 2799323.7%3.6%
2800 To 2999141.6%1.6%
3000 To 3499485.6%4.5%
3500 To 3999111.3%1.3%
4000 To 4999141.6%2.2%
5000 And Over111.3%1.6%
Not stated404.7%5.7%
Total859100.0%100.0%