Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $600 to $999 was the most common mortgage repayment band among households with a mortgage in Douglas (S), accounting for 13.3% (191 households). This share was higher than Regional Qld (9.8%).
Section overview
Monthly housing loan repayments
Douglas (S) - Households (Enumerated)
This table summarises housing loan repayments for Douglas (S) in 2021 for persons, with comparison against Regional Qld.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Douglas (S), with comparison markers for Regional Qld.
$299 or less
2021 count
74
% of total
5.2%
74
5.2%
$300 - $599
2021 count
62
% of total
4.3%
62
4.3%
$600 - $999
2021 count
191
% of total
13.3%
191
13.3%
$1,000 - $1,199
2021 count
110
% of total
7.7%
110
7.7%
$1,200 - $1,399
2021 count
154
% of total
10.7%
154
10.7%
$1,400 - $1,599
2021 count
146
% of total
10.2%
146
10.2%
$1,600-$1,799
2021 count
139
% of total
9.7%
139
9.7%
$1,800 - $1,999
2021 count
81
% of total
5.6%
81
5.6%
$2,000 - $2,199
2021 count
122
% of total
8.5%
122
8.5%
$2,200 - $2,399
2021 count
49
% of total
3.4%
49
3.4%
$2,400-$2,599
2021 count
30
% of total
2.1%
30
2.1%
$2,600-$2,999
2021 count
75
% of total
5.2%
75
5.2%
$3,000-$3,999
2021 count
53
% of total
3.7%
53
3.7%
$4,000-$4,999
2021 count
27
% of total
1.9%
27
1.9%
$5000 and over
2021 count
18
% of total
1.3%
18
1.3%
Not stated
2021 count
103
% of total
7.2%
103
7.2%
Data table
Housing loan repayments for Douglas (S). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Qld.
| Category | 2021 count | 2021 % | Regional Qld % |
|---|---|---|---|
| $299 or less | 74 | 5.2% | 4.6% |
| $300 - $599 | 62 | 4.3% | 4.1% |
| $600 - $999 | 191 | 13.3% | 9.8% |
| $1,000 - $1,199 | 110 | 7.7% | 7.4% |
| $1,200 - $1,399 | 154 | 10.7% | 9.5% |
| $1,400 - $1,599 | 146 | 10.2% | 8.8% |
| $1,600-$1,799 | 139 | 9.7% | 9.8% |
| $1,800 - $1,999 | 81 | 5.6% | 6.7% |
| $2,000 - $2,199 | 122 | 8.5% | 10.0% |
| $2,200 - $2,399 | 49 | 3.4% | 4.0% |
| $2,400-$2,599 | 30 | 2.1% | 2.6% |
| $2,600-$2,999 | 75 | 5.2% | 6.0% |
| $3,000-$3,999 | 53 | 3.7% | 6.3% |
| $4,000-$4,999 | 27 | 1.9% | 2.3% |
| $5000 and over | 18 | 1.3% | 1.8% |
| Not stated | 103 | 7.2% | 6.3% |
| Total | 1,434 | 100.0% | 100.0% |