Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 150% of households in Cambra were purchasing or had fully paid off their home, while 50% were renting. The mortgage share was lower than Dungog (A) (38.9%).

Section overview

Housing tenure

Cambra - Households (Enumerated)

This table summarises housing tenure for Cambra in 2021 for persons, with comparison against Dungog (A) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Cambra, with comparison markers for Dungog (A).

Cambra
Dungog (A)

Fully owned

2021 count

9

% of total

150.0%

Change from 2016

+73.5pp

Mortgage

2021 count

0

% of total

0.0%

Change from 2016

-23.5pp

Renting - Total

2021 count

3

% of total

50.0%

Change from 2016

+50.0pp

Renting - Social housing

2021 count

0

% of total

0.0%

Change from 2016

0.0pp

Renting - Private

2021 count

0

% of total

0.0%

Change from 2016

0.0pp

Renting - Not stated

2021 count

0

% of total

0.0%

Change from 2016

0.0pp

Other tenure type

2021 count

0

% of total

0.0%

Change from 2016

0.0pp

Not stated

2021 count

0

% of total

0.0%

Change from 2016

0.0pp

Data table

Housing tenure for Cambra. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Dungog (A).

Housing tenure for Cambra. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Dungog (A).
Housing tenure for Cambra. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Dungog (A).
Category20212016Change
Count%Dungog (A)%Count%Dungog (A)%Countpp
Fully owned9150.0%41.8%1376.5%42.4%-4+73.5pp
Mortgage00.0%38.9%423.5%37.1%-4-23.5pp
Renting - Total350.0%15.0%00.0%17.6%+3+50.0pp
Renting - Social housing00.0%0.8%00.0%1.0%00.0pp
Renting - Private00.0%14.1%00.0%15.2%00.0pp
Renting - Not stated00.0%0.1%00.0%1.0%00.0pp
Other tenure type00.0%2.5%00.0%0.6%00.0pp
Not stated00.0%2.0%00.0%2.3%00.0pp
Total households6100.0%100.0%17100.0%100.0%-110.0pp