Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 88.6% of households in Clarence Town were purchasing or had fully paid off their home, while 9.3% were renting. The mortgage share was higher than Dungog (A) (38.9%).

Section overview

Housing tenure

Clarence Town - Households (Enumerated)

This table summarises housing tenure for Clarence Town in 2021 for persons, with comparison against Dungog (A) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Clarence Town, with comparison markers for Dungog (A).

Clarence Town
Dungog (A)

Fully owned

2021 count

274

% of total

34.9%

Change from 2016

-13.0pp

Mortgage

2021 count

421

% of total

53.7%

Change from 2016

+12.9pp

Renting - Total

2021 count

73

% of total

9.3%

Change from 2016

+3.7pp

Renting - Social housing

2021 count

0

% of total

0.0%

Change from 2016

0.0pp

Renting - Private

2021 count

70

% of total

8.9%

Change from 2016

+8.9pp

Renting - Not stated

2021 count

0

% of total

0.0%

Change from 2016

0.0pp

Other tenure type

2021 count

7

% of total

0.9%

Change from 2016

+0.9pp

Not stated

2021 count

14

% of total

1.8%

Change from 2016

+1.8pp

Data table

Housing tenure for Clarence Town. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Dungog (A).

Housing tenure for Clarence Town. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Dungog (A).
Housing tenure for Clarence Town. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Dungog (A).
Category20212016Change
Count%Dungog (A)%Count%Dungog (A)%Countpp
Fully owned27434.9%41.8%3447.9%42.4%+240-13.0pp
Mortgage42153.7%38.9%2940.8%37.1%+392+12.9pp
Renting - Total739.3%15.0%45.6%17.6%+69+3.7pp
Renting - Social housing00.0%0.8%00.0%1.0%00.0pp
Renting - Private708.9%14.1%00.0%15.2%+70+8.9pp
Renting - Not stated00.0%0.1%00.0%1.0%00.0pp
Other tenure type70.9%2.5%00.0%0.6%+7+0.9pp
Not stated141.8%2.0%00.0%2.3%+14+1.8pp
Total households784100.0%100.0%71100.0%100.0%+7130.0pp