Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 80.7% of households in Dungog (A) were purchasing or had fully paid off their home, while 15% were renting. The mortgage share was higher than Regional NSW (31.2%).
Section overview
Housing tenure
Dungog (A) - Households (Enumerated)
This table summarises housing tenure for Dungog (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Dungog (A), with comparison markers for Regional NSW.
Fully owned
2021 count
1,497
% of total
41.8%
Change from 2016
-0.6pp
1,497
41.8%
-0.6pp
Mortgage
2021 count
1,393
% of total
38.9%
Change from 2016
+1.8pp
1,393
38.9%
+1.8pp
Renting - Total
2021 count
536
% of total
15.0%
Change from 2016
-2.6pp
536
15.0%
-2.6pp
Renting - Social housing
2021 count
29
% of total
0.8%
Change from 2016
-0.2pp
29
0.8%
-0.2pp
Renting - Private
2021 count
506
% of total
14.1%
Change from 2016
-1.1pp
506
14.1%
-1.1pp
Renting - Not stated
2021 count
3
% of total
0.1%
Change from 2016
-0.9pp
3
0.1%
-0.9pp
Other tenure type
2021 count
89
% of total
2.5%
Change from 2016
+1.9pp
89
2.5%
+1.9pp
Not stated
2021 count
72
% of total
2.0%
Change from 2016
-0.3pp
72
2.0%
-0.3pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+117
-0.6pp
Mortgage
+186
+1.8pp
Renting - Total
-36
-2.6pp
Renting - Social housing
-5
-0.2pp
Renting - Private
+11
-1.1pp
Renting - Not stated
-30
-0.9pp
Other tenure type
+69
+1.9pp
Not stated
-3
-0.3pp
Data table
Housing tenure for Dungog (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 1,497 | 41.8% | 38.0% | 1,380 | 42.4% | 37.4% | +117 | -0.6pp |
| Mortgage | 1,393 | 38.9% | 31.2% | 1,207 | 37.1% | 30.6% | +186 | +1.8pp |
| Renting - Total | 536 | 15.0% | 26.8% | 572 | 17.6% | 27.9% | -36 | -2.6pp |
| Renting - Social housing | 29 | 0.8% | 4.0% | 34 | 1.0% | 4.5% | -5 | -0.2pp |
| Renting - Private | 506 | 14.1% | 22.6% | 495 | 15.2% | 22.7% | +11 | -1.1pp |
| Renting - Not stated | 3 | 0.1% | 0.2% | 33 | 1.0% | 0.7% | -30 | -0.9pp |
| Other tenure type | 89 | 2.5% | 2.3% | 20 | 0.6% | 1.0% | +69 | +1.9pp |
| Not stated | 72 | 2.0% | 1.7% | 75 | 2.3% | 3.0% | -3 | -0.3pp |
| Total households | 3,578 | 100.0% | 100.0% | 3,257 | 100.0% | 100.0% | +321 | 0.0pp |