Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $299 or less was the most common mortgage repayment band among households with a mortgage in Cabramatta, accounting for 10.5% (142 households). This share was higher than Fairfield (C) (6.8%).
Section overview
Monthly housing loan repayments
Cabramatta - Households (Enumerated)
This table summarises housing loan repayments for Cabramatta in 2021 for persons, with comparison against Fairfield (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Cabramatta, with comparison markers for Fairfield (C).
$299 or less
2021 count
142
% of total
10.5%
142
10.5%
$300 - $599
2021 count
79
% of total
5.9%
79
5.9%
$600 - $999
2021 count
122
% of total
9.1%
122
9.1%
$1,000 - $1,199
2021 count
112
% of total
8.3%
112
8.3%
$1,200 - $1,399
2021 count
116
% of total
8.6%
116
8.6%
$1,400 - $1,599
2021 count
117
% of total
8.7%
117
8.7%
$1,600-$1,799
2021 count
119
% of total
8.8%
119
8.8%
$1,800 - $1,999
2021 count
57
% of total
4.2%
57
4.2%
$2,000 - $2,199
2021 count
132
% of total
9.8%
132
9.8%
$2,200 - $2,399
2021 count
27
% of total
2.0%
27
2.0%
$2,400-$2,599
2021 count
18
% of total
1.3%
18
1.3%
$2,600-$2,999
2021 count
63
% of total
4.7%
63
4.7%
$3,000-$3,999
2021 count
85
% of total
6.3%
85
6.3%
$4,000-$4,999
2021 count
26
% of total
1.9%
26
1.9%
$5000 and over
2021 count
25
% of total
1.9%
25
1.9%
Not stated
2021 count
106
% of total
7.9%
106
7.9%
Data table
Housing loan repayments for Cabramatta. Monthly housing loan repayments. 2021 counts and percentages compared with Fairfield (C).
| Category | 2021 count | 2021 % | Fairfield (C) % |
|---|---|---|---|
| $299 or less | 142 | 10.5% | 6.8% |
| $300 - $599 | 79 | 5.9% | 3.5% |
| $600 - $999 | 122 | 9.1% | 6.4% |
| $1,000 - $1,199 | 112 | 8.3% | 5.5% |
| $1,200 - $1,399 | 116 | 8.6% | 6.1% |
| $1,400 - $1,599 | 117 | 8.7% | 5.9% |
| $1,600-$1,799 | 119 | 8.8% | 6.7% |
| $1,800 - $1,999 | 57 | 4.2% | 4.5% |
| $2,000 - $2,199 | 132 | 9.8% | 11.4% |
| $2,200 - $2,399 | 27 | 2.0% | 4.1% |
| $2,400-$2,599 | 18 | 1.3% | 4.0% |
| $2,600-$2,999 | 63 | 4.7% | 8.3% |
| $3,000-$3,999 | 85 | 6.3% | 12.2% |
| $4,000-$4,999 | 26 | 1.9% | 3.7% |
| $5000 and over | 25 | 1.9% | 2.5% |
| Not stated | 106 | 7.9% | 8.2% |
| Total | 1,346 | 100.0% | 100.0% |