Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 53.7% of households in Smithfield (NSW) (part) were purchasing or had fully paid off their home, while 43% were renting. The mortgage share was lower than Fairfield (C) (27%).
Section overview
Housing tenure
Smithfield (NSW) (part) - Households (Enumerated)
This table summarises housing tenure for Smithfield (NSW) (part) in 2021 for persons, with comparison against Fairfield (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Smithfield (NSW) (part), with comparison markers for Fairfield (C).
Fully owned
2021 count
1,103
% of total
27.3%
Change from 2016
-17.7pp
1,103
27.3%
-17.7pp
Mortgage
2021 count
1,064
% of total
26.4%
Change from 2016
+10.4pp
1,064
26.4%
+10.4pp
Renting - Total
2021 count
1,735
% of total
43.0%
Change from 2016
+10.2pp
1,735
43.0%
+10.2pp
Renting - Social housing
2021 count
431
% of total
10.7%
Change from 2016
-6.9pp
431
10.7%
-6.9pp
Renting - Private
2021 count
1,290
% of total
32.0%
Change from 2016
+13.7pp
1,290
32.0%
+13.7pp
Renting - Not stated
2021 count
14
% of total
0.3%
Change from 2016
+0.3pp
14
0.3%
+0.3pp
Other tenure type
2021 count
62
% of total
1.5%
Change from 2016
-1.6pp
62
1.5%
-1.6pp
Not stated
2021 count
71
% of total
1.8%
Change from 2016
-1.3pp
71
1.8%
-1.3pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+1,044
-17.7pp
Mortgage
+1,043
+10.4pp
Renting - Total
+1,692
+10.2pp
Renting - Social housing
+408
-6.9pp
Renting - Private
+1,266
+13.7pp
Renting - Not stated
+14
+0.3pp
Other tenure type
+58
-1.6pp
Not stated
+67
-1.3pp
Data table
Housing tenure for Smithfield (NSW) (part). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Fairfield (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Fairfield (C)% | Count | % | Fairfield (C)% | Count | pp | |
| Fully owned | 1,103 | 27.3% | 31.5% | 59 | 45.0% | 32.1% | +1,044 | -17.7pp |
| Mortgage | 1,064 | 26.4% | 27.0% | 21 | 16.0% | 28.8% | +1,043 | +10.4pp |
| Renting - Total | 1,735 | 43.0% | 38.1% | 43 | 32.8% | 34.9% | +1,692 | +10.2pp |
| Renting - Social housing | 431 | 10.7% | 8.1% | 23 | 17.6% | 8.4% | +408 | -6.9pp |
| Renting - Private | 1,290 | 32.0% | 29.7% | 24 | 18.3% | 26.0% | +1,266 | +13.7pp |
| Renting - Not stated | 14 | 0.3% | 0.3% | 0 | 0.0% | 0.5% | +14 | +0.3pp |
| Other tenure type | 62 | 1.5% | 1.6% | 4 | 3.1% | 0.7% | +58 | -1.6pp |
| Not stated | 71 | 1.8% | 1.9% | 4 | 3.1% | 3.4% | +67 | -1.3pp |
| Total households | 4,034 | 100.0% | 100.0% | 131 | 100.0% | 100.0% | +3,903 | 0.0pp |