Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 75% of households in Federation (A) were purchasing or had fully paid off their home, while 20.3% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Federation (A) - Households (Enumerated)
This table summarises housing tenure for Federation (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Federation (A), with comparison markers for Regional NSW.
Fully owned
2021 count
2,416
% of total
46.2%
Change from 2016
+2.4pp
2,416
46.2%
+2.4pp
Mortgage
2021 count
1,507
% of total
28.8%
Change from 2016
-0.3pp
1,507
28.8%
-0.3pp
Renting - Total
2021 count
1,062
% of total
20.3%
Change from 2016
-2.2pp
1,062
20.3%
-2.2pp
Renting - Social housing
2021 count
47
% of total
0.9%
Change from 2016
0.0pp
47
0.9%
0.0pp
Renting - Private
2021 count
999
% of total
19.1%
Change from 2016
-1.4pp
999
19.1%
-1.4pp
Renting - Not stated
2021 count
20
% of total
0.4%
Change from 2016
-0.6pp
20
0.4%
-0.6pp
Other tenure type
2021 count
144
% of total
2.8%
Change from 2016
+1.8pp
144
2.8%
+1.8pp
Not stated
2021 count
106
% of total
2.0%
Change from 2016
-1.6pp
106
2.0%
-1.6pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+294
+2.4pp
Mortgage
+98
-0.3pp
Renting - Total
-26
-2.2pp
Renting - Social housing
+3
0.0pp
Renting - Private
+7
-1.4pp
Renting - Not stated
-30
-0.6pp
Other tenure type
+96
+1.8pp
Not stated
-68
-1.6pp
Data table
Housing tenure for Federation (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 2,416 | 46.2% | 38.0% | 2,122 | 43.8% | 37.4% | +294 | +2.4pp |
| Mortgage | 1,507 | 28.8% | 31.2% | 1,409 | 29.1% | 30.6% | +98 | -0.3pp |
| Renting - Total | 1,062 | 20.3% | 26.8% | 1,088 | 22.5% | 27.9% | -26 | -2.2pp |
| Renting - Social housing | 47 | 0.9% | 4.0% | 44 | 0.9% | 4.5% | +3 | 0.0pp |
| Renting - Private | 999 | 19.1% | 22.6% | 992 | 20.5% | 22.7% | +7 | -1.4pp |
| Renting - Not stated | 20 | 0.4% | 0.2% | 50 | 1.0% | 0.7% | -30 | -0.6pp |
| Other tenure type | 144 | 2.8% | 2.3% | 48 | 1.0% | 1.0% | +96 | +1.8pp |
| Not stated | 106 | 2.0% | 1.7% | 174 | 3.6% | 3.0% | -68 | -1.6pp |
| Total households | 5,231 | 100.0% | 100.0% | 4,843 | 100.0% | 100.0% | +388 | 0.0pp |