Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 67.4% of households in Carrum Downs were purchasing or had fully paid off their home, while 26.4% were renting. The mortgage share was higher than Frankston (C) (39.6%).
Section overview
Housing tenure
Carrum Downs - Households (Enumerated)
This table summarises housing tenure for Carrum Downs in 2021 for persons, with comparison against Frankston (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Carrum Downs, with comparison markers for Frankston (C).
Fully owned
2021 count
1,852
% of total
21.5%
Change from 2016
+1.7pp
1,852
21.5%
+1.7pp
Mortgage
2021 count
3,963
% of total
45.9%
Change from 2016
+1.5pp
3,963
45.9%
+1.5pp
Renting - Total
2021 count
2,280
% of total
26.4%
Change from 2016
-0.5pp
2,280
26.4%
-0.5pp
Renting - Social housing
2021 count
190
% of total
2.2%
Change from 2016
+0.2pp
190
2.2%
+0.2pp
Renting - Private
2021 count
2,070
% of total
24.0%
Change from 2016
-0.5pp
2,070
24.0%
-0.5pp
Renting - Not stated
2021 count
16
% of total
0.2%
Change from 2016
-0.2pp
16
0.2%
-0.2pp
Other tenure type
2021 count
130
% of total
1.5%
Change from 2016
+0.8pp
130
1.5%
+0.8pp
Not stated
2021 count
405
% of total
4.7%
Change from 2016
-3.4pp
405
4.7%
-3.4pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+307
+1.7pp
Mortgage
+504
+1.5pp
Renting - Total
+180
-0.5pp
Renting - Social housing
+34
+0.2pp
Renting - Private
+160
-0.5pp
Renting - Not stated
-16
-0.2pp
Other tenure type
+72
+0.8pp
Not stated
-226
-3.4pp
Data table
Housing tenure for Carrum Downs. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Frankston (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Frankston (C)% | Count | % | Frankston (C)% | Count | pp | |
| Fully owned | 1,852 | 21.5% | 26.4% | 1,545 | 19.8% | 25.1% | +307 | +1.7pp |
| Mortgage | 3,963 | 45.9% | 39.6% | 3,459 | 44.4% | 38.5% | +504 | +1.5pp |
| Renting - Total | 2,280 | 26.4% | 27.0% | 2,100 | 26.9% | 27.3% | +180 | -0.5pp |
| Renting - Social housing | 190 | 2.2% | 2.6% | 156 | 2.0% | 2.6% | +34 | +0.2pp |
| Renting - Private | 2,070 | 24.0% | 24.3% | 1,910 | 24.5% | 24.3% | +160 | -0.5pp |
| Renting - Not stated | 16 | 0.2% | 0.2% | 32 | 0.4% | 0.4% | -16 | -0.2pp |
| Other tenure type | 130 | 1.5% | 1.7% | 58 | 0.7% | 1.3% | +72 | +0.8pp |
| Not stated | 405 | 4.7% | 5.3% | 631 | 8.1% | 7.8% | -226 | -3.4pp |
| Total households | 8,625 | 100.0% | 100.0% | 7,797 | 100.0% | 100.0% | +828 | 0.0pp |