Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 58.3% of households in Frankston were purchasing or had fully paid off their home, while 39.1% were renting. The mortgage share was lower than Frankston (C) (41.3%).

Section overview

Housing tenure

Frankston - Households (Enumerated)

This table summarises housing tenure for Frankston in 2021 for persons, with comparison against Frankston (C) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Frankston, with comparison markers for Frankston (C).

Frankston
Frankston (C)

Fully owned

2021 count

3,901

% of total

25.7%

Change from 2016

-26.6pp

Mortgage

2021 count

4,957

% of total

32.6%

Change from 2016

+2.9pp

Renting - Total

2021 count

5,945

% of total

39.1%

Change from 2016

+25.6pp

Renting - Social housing

2021 count

600

% of total

3.9%

Change from 2016

+3.9pp

Renting - Private

2021 count

5,314

% of total

34.9%

Change from 2016

+22.6pp

Renting - Not stated

2021 count

27

% of total

0.2%

Change from 2016

-1.7pp

Other tenure type

2021 count

147

% of total

1.0%

Change from 2016

+1.0pp

Not stated

2021 count

259

% of total

1.7%

Change from 2016

-0.2pp

Data table

Housing tenure for Frankston. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Frankston (C).

Housing tenure for Frankston. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Frankston (C).
Housing tenure for Frankston. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Frankston (C).
Category20212016Change
Count%Frankston (C)%Count%Frankston (C)%Countpp
Fully owned3,90125.7%27.5%8152.3%26.5%+3,820-26.6pp
Mortgage4,95732.6%41.3%4629.7%40.6%+4,911+2.9pp
Renting - Total5,94539.1%28.0%2113.5%28.7%+5,924+25.6pp
Renting - Social housing6003.9%2.7%00.0%2.7%+600+3.9pp
Renting - Private5,31434.9%25.2%1912.3%25.6%+5,295+22.6pp
Renting - Not stated270.2%0.2%31.9%0.4%+24-1.7pp
Other tenure type1471.0%1.7%00.0%1.4%+147+1.0pp
Not stated2591.7%1.4%31.9%2.8%+256-0.2pp
Total households15,207100.0%100.0%155100.0%100.0%+15,0520.0pp