Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Fremantle (C), accounting for 14.5% (626 households). This share was higher than Greater Perth (9%).
Section overview
Monthly housing loan repayments
Fremantle (C) - Households (Enumerated)
This table summarises housing loan repayments for Fremantle (C) in 2021 for persons, with comparison against Greater Perth.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Fremantle (C), with comparison markers for Greater Perth.
$299 or less
2021 count
224
% of total
5.2%
224
5.2%
$300 - $599
2021 count
134
% of total
3.1%
134
3.1%
$600 - $999
2021 count
219
% of total
5.1%
219
5.1%
$1,000 - $1,199
2021 count
188
% of total
4.3%
188
4.3%
$1,200 - $1,399
2021 count
231
% of total
5.3%
231
5.3%
$1,400 - $1,599
2021 count
205
% of total
4.7%
205
4.7%
$1,600-$1,799
2021 count
284
% of total
6.6%
284
6.6%
$1,800 - $1,999
2021 count
256
% of total
5.9%
256
5.9%
$2,000 - $2,199
2021 count
471
% of total
10.9%
471
10.9%
$2,200 - $2,399
2021 count
227
% of total
5.2%
227
5.2%
$2,400-$2,599
2021 count
181
% of total
4.2%
181
4.2%
$2,600-$2,999
2021 count
395
% of total
9.1%
395
9.1%
$3,000-$3,999
2021 count
626
% of total
14.5%
626
14.5%
$4,000-$4,999
2021 count
221
% of total
5.1%
221
5.1%
$5000 and over
2021 count
204
% of total
4.7%
204
4.7%
Not stated
2021 count
258
% of total
6.0%
258
6.0%
Data table
Housing loan repayments for Fremantle (C). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Perth.
| Category | 2021 count | 2021 % | Greater Perth % |
|---|---|---|---|
| $299 or less | 224 | 5.2% | 4.2% |
| $300 - $599 | 134 | 3.1% | 2.7% |
| $600 - $999 | 219 | 5.1% | 5.8% |
| $1,000 - $1,199 | 188 | 4.3% | 5.2% |
| $1,200 - $1,399 | 231 | 5.3% | 7.3% |
| $1,400 - $1,599 | 205 | 4.7% | 8.2% |
| $1,600-$1,799 | 284 | 6.6% | 9.7% |
| $1,800 - $1,999 | 256 | 5.9% | 7.5% |
| $2,000 - $2,199 | 471 | 10.9% | 11.7% |
| $2,200 - $2,399 | 227 | 5.2% | 5.1% |
| $2,400-$2,599 | 181 | 4.2% | 3.9% |
| $2,600-$2,999 | 395 | 9.1% | 7.2% |
| $3,000-$3,999 | 626 | 14.5% | 9.0% |
| $4,000-$4,999 | 221 | 5.1% | 3.7% |
| $5000 and over | 204 | 4.7% | 3.3% |
| Not stated | 258 | 6.0% | 5.6% |
| Total | 4,324 | 100.0% | 100.0% |