Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 71.5% of households in Gannawarra (S) were purchasing or had fully paid off their home, while 17.2% were renting. The mortgage share was lower than Regional Vic. (31.5%).
Section overview
Housing tenure
Gannawarra (S) - Households (Enumerated)
This table summarises housing tenure for Gannawarra (S) in 2021 for persons, with comparison against Regional Vic. and change since 2016.
Housing tenure snapshot
2021 distribution by category for Gannawarra (S), with comparison markers for Regional Vic..
Fully owned
2021 count
2,270
% of total
48.3%
Change from 2016
+2.7pp
2,270
48.3%
+2.7pp
Mortgage
2021 count
1,089
% of total
23.2%
Change from 2016
-1.3pp
1,089
23.2%
-1.3pp
Renting - Total
2021 count
810
% of total
17.2%
Change from 2016
-2.5pp
810
17.2%
-2.5pp
Renting - Social housing
2021 count
89
% of total
1.9%
Change from 2016
-0.3pp
89
1.9%
-0.3pp
Renting - Private
2021 count
703
% of total
15.0%
Change from 2016
-1.6pp
703
15.0%
-1.6pp
Renting - Not stated
2021 count
10
% of total
0.2%
Change from 2016
-0.8pp
10
0.2%
-0.8pp
Other tenure type
2021 count
139
% of total
3.0%
Change from 2016
+1.7pp
139
3.0%
+1.7pp
Not stated
2021 count
393
% of total
8.4%
Change from 2016
-0.5pp
393
8.4%
-0.5pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+211
+2.7pp
Mortgage
-15
-1.3pp
Renting - Total
-81
-2.5pp
Renting - Social housing
-12
-0.3pp
Renting - Private
-46
-1.6pp
Renting - Not stated
-33
-0.8pp
Other tenure type
+82
+1.7pp
Not stated
-8
-0.5pp
Data table
Housing tenure for Gannawarra (S). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Vic..
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional Vic.% | Count | % | Regional Vic.% | Count | pp | |
| Fully owned | 2,270 | 48.3% | 37.6% | 2,059 | 45.6% | 35.7% | +211 | +2.7pp |
| Mortgage | 1,089 | 23.2% | 31.5% | 1,104 | 24.5% | 31.2% | -15 | -1.3pp |
| Renting - Total | 810 | 17.2% | 22.6% | 891 | 19.7% | 23.9% | -81 | -2.5pp |
| Renting - Social housing | 89 | 1.9% | 3.0% | 101 | 2.2% | 3.3% | -12 | -0.3pp |
| Renting - Private | 703 | 15.0% | 19.5% | 749 | 16.6% | 19.8% | -46 | -1.6pp |
| Renting - Not stated | 10 | 0.2% | 0.2% | 43 | 1.0% | 0.7% | -33 | -0.8pp |
| Other tenure type | 139 | 3.0% | 2.0% | 57 | 1.3% | 0.8% | +82 | +1.7pp |
| Not stated | 393 | 8.4% | 6.4% | 401 | 8.9% | 8.4% | -8 | -0.5pp |
| Total households | 4,700 | 100.0% | 100.0% | 4,513 | 100.0% | 100.0% | +187 | 0.0pp |