Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,200 - $1,399 was the most common mortgage repayment band among households with a mortgage in Gawler (T), accounting for 14.7% (582 households). This share was higher than Greater Adelaide (10.6%).
Section overview
Monthly housing loan repayments
Gawler (T) - Households (Enumerated)
This table summarises housing loan repayments for Gawler (T) in 2021 for persons, with comparison against Greater Adelaide.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Gawler (T), with comparison markers for Greater Adelaide.
$299 or less
2021 count
155
% of total
3.9%
155
3.9%
$300 - $599
2021 count
219
% of total
5.5%
219
5.5%
$600 - $999
2021 count
558
% of total
14.1%
558
14.1%
$1,000 - $1,199
2021 count
456
% of total
11.5%
456
11.5%
$1,200 - $1,399
2021 count
582
% of total
14.7%
582
14.7%
$1,400 - $1,599
2021 count
468
% of total
11.8%
468
11.8%
$1,600-$1,799
2021 count
441
% of total
11.1%
441
11.1%
$1,800 - $1,999
2021 count
245
% of total
6.2%
245
6.2%
$2,000 - $2,199
2021 count
278
% of total
7.0%
278
7.0%
$2,200 - $2,399
2021 count
90
% of total
2.3%
90
2.3%
$2,400-$2,599
2021 count
42
% of total
1.1%
42
1.1%
$2,600-$2,999
2021 count
121
% of total
3.1%
121
3.1%
$3,000-$3,999
2021 count
79
% of total
2.0%
79
2.0%
$4,000-$4,999
2021 count
33
% of total
0.8%
33
0.8%
$5000 and over
2021 count
21
% of total
0.5%
21
0.5%
Not stated
2021 count
179
% of total
4.5%
179
4.5%
Data table
Housing loan repayments for Gawler (T). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Adelaide.
| Category | 2021 count | 2021 % | Greater Adelaide % |
|---|---|---|---|
| $299 or less | 155 | 3.9% | 4.8% |
| $300 - $599 | 219 | 5.5% | 4.3% |
| $600 - $999 | 558 | 14.1% | 10.1% |
| $1,000 - $1,199 | 456 | 11.5% | 8.3% |
| $1,200 - $1,399 | 582 | 14.7% | 10.6% |
| $1,400 - $1,599 | 468 | 11.8% | 10.2% |
| $1,600-$1,799 | 441 | 11.1% | 10.2% |
| $1,800 - $1,999 | 245 | 6.2% | 6.7% |
| $2,000 - $2,199 | 278 | 7.0% | 8.9% |
| $2,200 - $2,399 | 90 | 2.3% | 3.6% |
| $2,400-$2,599 | 42 | 1.1% | 2.4% |
| $2,600-$2,999 | 121 | 3.1% | 5.0% |
| $3,000-$3,999 | 79 | 2.0% | 5.9% |
| $4,000-$4,999 | 33 | 0.8% | 2.3% |
| $5000 and over | 21 | 0.5% | 1.9% |
| Not stated | 179 | 4.5% | 4.8% |
| Total | 3,967 | 100.0% | 100.0% |