Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, 5000 And Over was the most common mortgage repayment band among households with a mortgage in Beverley Park, accounting for 15.8% (44 households). This share was higher than Georges River (A) (10.1%).

Section overview

Monthly housing loan repayments

Beverley Park - Households (Enumerated)

This table summarises housing loan repayments for Beverley Park in 2021 for persons, with comparison against Georges River (A).

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Beverley Park, with comparison markers for Georges River (A).

Beverley Park
Georges River (A)

Nil Repayments

2021 count

13

% of total

4.7%

1 To 149

2021 count

3

% of total

1.1%

150 To 299

2021 count

-

% of total

-

300 To 449

2021 count

8

% of total

2.9%

450 To 599

2021 count

3

% of total

1.1%

600 To 799

2021 count

-

% of total

-

800 To 999

2021 count

5

% of total

1.8%

1000 To 1199

2021 count

4

% of total

1.4%

1200 To 1399

2021 count

15

% of total

5.4%

1400 To 1599

2021 count

-

% of total

-

1600 To 1799

2021 count

4

% of total

1.4%

1800 To 1999

2021 count

5

% of total

1.8%

2000 To 2199

2021 count

30

% of total

10.8%

2200 To 2399

2021 count

9

% of total

3.2%

2400 To 2599

2021 count

4

% of total

1.4%

2600 To 2799

2021 count

9

% of total

3.2%

2800 To 2999

2021 count

5

% of total

1.8%

3000 To 3499

2021 count

38

% of total

13.7%

3500 To 3999

2021 count

21

% of total

7.6%

4000 To 4999

2021 count

30

% of total

10.8%

5000 And Over

2021 count

44

% of total

15.8%

Not stated

2021 count

28

% of total

10.1%

Data table

Housing loan repayments for Beverley Park. Monthly housing loan repayments. 2021 counts and percentages compared with Georges River (A).

Housing loan repayments for Beverley Park. Monthly housing loan repayments. 2021 counts and percentages compared with Georges River (A).
Housing loan repayments for Beverley Park. Monthly housing loan repayments. 2021 counts and percentages compared with Georges River (A).
Category2021 count2021 %Georges River (A) %
Nil Repayments134.7%4.0%
1 To 14931.1%1.1%
150 To 299--0.7%
300 To 44982.9%1.3%
450 To 59931.1%1.1%
600 To 799--1.8%
800 To 99951.8%2.3%
1000 To 119941.4%3.1%
1200 To 1399155.4%3.7%
1400 To 1599--3.8%
1600 To 179941.4%4.5%
1800 To 199951.8%3.8%
2000 To 21993010.8%9.5%
2200 To 239993.2%4.3%
2400 To 259941.4%4.4%
2600 To 279993.2%4.7%
2800 To 299951.8%2.9%
3000 To 34993813.7%11.3%
3500 To 3999217.6%5.2%
4000 To 49993010.8%9.3%
5000 And Over4415.8%10.1%
Not stated2810.1%7.2%
Total278100.0%100.0%