Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $5000 and over was the most common mortgage repayment band among households with a mortgage in Oatley, accounting for 19.4% (235 households). This share was higher than Georges River (A) (10.1%).
Section overview
Monthly housing loan repayments
Oatley - Households (Enumerated)
This table summarises housing loan repayments for Oatley in 2021 for persons, with comparison against Georges River (A).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Oatley, with comparison markers for Georges River (A).
$299 or less
2021 count
70
% of total
5.8%
70
5.8%
$300 - $599
2021 count
30
% of total
2.5%
30
2.5%
$600 - $999
2021 count
45
% of total
3.7%
45
3.7%
$1,000 - $1,199
2021 count
38
% of total
3.1%
38
3.1%
$1,200 - $1,399
2021 count
33
% of total
2.7%
33
2.7%
$1,400 - $1,599
2021 count
27
% of total
2.2%
27
2.2%
$1,600-$1,799
2021 count
44
% of total
3.6%
44
3.6%
$1,800 - $1,999
2021 count
20
% of total
1.6%
20
1.6%
$2,000 - $2,199
2021 count
93
% of total
7.7%
93
7.7%
$2,200 - $2,399
2021 count
40
% of total
3.3%
40
3.3%
$2,400-$2,599
2021 count
37
% of total
3.1%
37
3.1%
$2,600-$2,999
2021 count
81
% of total
6.7%
81
6.7%
$3,000-$3,999
2021 count
220
% of total
18.1%
220
18.1%
$4,000-$4,999
2021 count
133
% of total
11.0%
133
11.0%
$5000 and over
2021 count
235
% of total
19.4%
235
19.4%
Not stated
2021 count
67
% of total
5.5%
67
5.5%
Data table
Housing loan repayments for Oatley. Monthly housing loan repayments. 2021 counts and percentages compared with Georges River (A).
| Category | 2021 count | 2021 % | Georges River (A) % |
|---|---|---|---|
| $299 or less | 70 | 5.8% | 5.8% |
| $300 - $599 | 30 | 2.5% | 2.5% |
| $600 - $999 | 45 | 3.7% | 4.1% |
| $1,000 - $1,199 | 38 | 3.1% | 3.1% |
| $1,200 - $1,399 | 33 | 2.7% | 3.7% |
| $1,400 - $1,599 | 27 | 2.2% | 3.8% |
| $1,600-$1,799 | 44 | 3.6% | 4.5% |
| $1,800 - $1,999 | 20 | 1.6% | 3.8% |
| $2,000 - $2,199 | 93 | 7.7% | 9.5% |
| $2,200 - $2,399 | 40 | 3.3% | 4.3% |
| $2,400-$2,599 | 37 | 3.1% | 4.4% |
| $2,600-$2,999 | 81 | 6.7% | 7.6% |
| $3,000-$3,999 | 220 | 18.1% | 16.5% |
| $4,000-$4,999 | 133 | 11.0% | 9.3% |
| $5000 and over | 235 | 19.4% | 10.1% |
| Not stated | 67 | 5.5% | 7.2% |
| Total | 1,213 | 100.0% | 100.0% |