Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 66% of households in Gilgandra (A) were purchasing or had fully paid off their home, while 23.9% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Gilgandra (A) - Households (Enumerated)
This table summarises housing tenure for Gilgandra (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Gilgandra (A), with comparison markers for Regional NSW.
Fully owned
2021 count
654
% of total
40.9%
Change from 2016
-0.8pp
654
40.9%
-0.8pp
Mortgage
2021 count
401
% of total
25.1%
Change from 2016
0.0pp
401
25.1%
0.0pp
Renting - Total
2021 count
382
% of total
23.9%
Change from 2016
-3.8pp
382
23.9%
-3.8pp
Renting - Social housing
2021 count
70
% of total
4.4%
Change from 2016
0.0pp
70
4.4%
0.0pp
Renting - Private
2021 count
305
% of total
19.1%
Change from 2016
-1.7pp
305
19.1%
-1.7pp
Renting - Not stated
2021 count
12
% of total
0.8%
Change from 2016
-1.6pp
12
0.8%
-1.6pp
Other tenure type
2021 count
101
% of total
6.3%
Change from 2016
+4.7pp
101
6.3%
+4.7pp
Not stated
2021 count
55
% of total
3.4%
Change from 2016
-0.1pp
55
3.4%
-0.1pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
-8
-0.8pp
Mortgage
+2
0.0pp
Renting - Total
-57
-3.8pp
Renting - Social housing
0
0.0pp
Renting - Private
-25
-1.7pp
Renting - Not stated
-26
-1.6pp
Other tenure type
+75
+4.7pp
Not stated
-1
-0.1pp
Data table
Housing tenure for Gilgandra (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 654 | 40.9% | 38.0% | 662 | 41.7% | 37.4% | -8 | -0.8pp |
| Mortgage | 401 | 25.1% | 31.2% | 399 | 25.1% | 30.6% | +2 | 0.0pp |
| Renting - Total | 382 | 23.9% | 26.8% | 439 | 27.7% | 27.9% | -57 | -3.8pp |
| Renting - Social housing | 70 | 4.4% | 4.0% | 70 | 4.4% | 4.5% | 0 | 0.0pp |
| Renting - Private | 305 | 19.1% | 22.6% | 330 | 20.8% | 22.7% | -25 | -1.7pp |
| Renting - Not stated | 12 | 0.8% | 0.2% | 38 | 2.4% | 0.7% | -26 | -1.6pp |
| Other tenure type | 101 | 6.3% | 2.3% | 26 | 1.6% | 1.0% | +75 | +4.7pp |
| Not stated | 55 | 3.4% | 1.7% | 56 | 3.5% | 3.0% | -1 | -0.1pp |
| Total households | 1,598 | 100.0% | 100.0% | 1,587 | 100.0% | 100.0% | +11 | 0.0pp |